Stronghill Capital

Long Term Commercial Loan Small Balance Commercial
Property Types	Office
Lendding Area	NATIONWIDE
Loan amount Minimum	$500,000
Loan amount Maximum	$5,000,000
Interest Rate Minimum	9%
Interest Rate Maximum	10.5%
Points Minimum 1st TD	1
Terms	5 year, 7 year, 10 year
Typical Days Required to Fund	20-30 Business days
Credit Score Min	660
Interest Only or Amortized	Amortized and Interest Only Options available
Cross Collateralize Blanket	Yes
Lien Position	1st
Max Points Charge by Broker	5
Prepayment Penalty	5,4,3,2,1
Documents needed	Tax Returns - Business - 2 years
Intended Occupancy	Tenant, Owner Occupied Business Purpose
Fixed or Adjustable	Fixed
Recourse	Recourse
Updated as of	2024-02-13
Program Code	LG374

Long Term Commercial Loan DSCR Investor Residential Lite Doc
Property Types	2-4 Units, Mixed use, Multi Family, SFR
Lendding Area	NATIONWIDE
Loan amount Minimum	$100,000
Loan amount Maximum	$5,000,000
Terms	30 year, 15 year, 5 / 6 month ARM, 7 / 6 month ARM, 10 / 6 month ARM
Typical Days Required to Fund	11-15 Business days
Credit Score Min	640
Lien Position	1st
Max Points Charge by Broker	5
Prepayment Penalty	No Prepayment Penalty, 5,4,3,2,1, 5,5,5,5,5, 1 year, 2 years, 3+ years
Documents needed	Tax Returns - Business - 2 years
Intended Occupancy	Tenant, Vacant
Reserve Requirement	3 months
General Pricing or Guideline info	Minimum loan size for a 5-unit is $350K with 70% being the max LTV. Additionally, our minimum square footage for each unit is 400.
Updated as of	2024-02-13
Program Code	LG302

Bridge Loan Hard Money
Property Types	2-4 Units, Assisted Living, Automotive, Bar, Condo, Daycare, Industrial, Land Entitled, Land Non-Entitled, Medical Office, Mixed use, Mobile Home Park, Multi Family, Office, Restaurant, Retail, Self-Storage, SFR, Shopping Center, Strip Center, Warehouse
Lendding Area	alabama, arizona, california, colorado, georgia, massachusetts, north-carolina, texas, utah
Loan amount Minimum	$200,000
Loan amount Maximum	$5,000,000
Terms	1 year, 18 month
Typical Days Required to Fund	20-30 Business days
Credit Score Min	580
Lien Position	1st
Max Points Charge by Broker	3
Prepayment Penalty	1 year
Documents needed	Tax Returns - Business - 2 years
Intended Occupancy	Tenant, Vacant, Owner Occupied Business Purpose
Fixed or Adjustable	Fixed
Recourse	Recourse
General Pricing or Guideline info	For the loan amount, we can go down to $300,000, but we'd require a 1.20x DSCR on a full commercial underwrite.
Updated as of	2024-02-13
Program Code	LG249

Rehab Loan Fix and Flip Loans
Property Types	SFR
Lendding Area	arizona, colorado, georgia, north-carolina, texas
Loan amount Minimum	$100,000
Loan amount Maximum	$3,000,000
Interest Rate Minimum	10%
Lien Position	1st
Updated as of	2022-01-01
Program Code	LG450

Summary of all Guidelines
Loan Types	Bridge Loan, Commercial Loan, Hard Money Loan
Property Types	2-4 Units, Automotive, Daycare, Industrial, Mixed use, Mobile Home Park, Multi Family, Office, Restaurant, Retail, Self-Storage, SFR, Special-Use, Warehouse
Lendding Area	NATIONWIDE
Loan amount Minimum	$100,000
Loan amount Maximum	$10,000,000
Interest Rate Minimum	9%
Interest Rate Maximum	7%
Points Minimum 1st TD	1
Points Maximum 1st TD	2
Terms	5 years, 6 years, 7 years, 10 years, 20 year, 25 years, 30 yrs
Interest Only or Amortized	Amoritzed
Prepayment Penalty	Other
LTV Bridge	60
Upfront Fees	Other

Stronghill Capital continues to expand its wholesale and correspondent lending operations, to meet the needs of mortgage brokers and bankers like you. With omni-channel delivery options and one of the most diverse and unique product sets in the market, we give you more ways to serve your clients and more ways to generate revenue. Whether you are seeking a partner for Non-QM, Non-Agency Jumbo, Investor Residential/DSCR or Small Balance Commercial… we’ve got it covered. At Stronghill the focus is you, because your success is our success!

Here’s how we can help:

Reduced Documentation: We qualify investors based on the property’s cash flow, not their personal income.

Competitive Pricing: With LLPA pricing improvements and higher LTVs, your clients can qualify for higher loan amounts

Stronger Service: You can feel confident your deals will close with our Non-QM experts available to guide you throughout the transaction, from submission to closing and beyond.

Stronghill Capital is located in Austin, TX. They offer financing for Bridge Loans, Hard Money Loans and Commercial Loans. The property type they primarily lend against is SFR, Automotive, Multi Family, Office, Industrial, Retail, Mixed use, Daycare, Mobile Home Park, Restaurant, Self-Storage, Special-Use, Warehouse and 2-4 Units. Their minimum loan amount is $100,000. Their maximum loan amount is $10,000,000. They offer loans for a minimum Term of 5 years. Maximum duration of 5 years;6 years;7 years;10 years;20 year;25 years;30 yrs. Although rates can change they are typically lending at a minimum rate of 9%. Maximum interest rate of 7%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 2.

These descriptions are limited information and meant for general reference purposes.