Match, Connect, and Compare Investment property lenders

LendDing is a powerful platform that saves you time, streamlines your search, and connects you with qualified lenders interested in funding your deal.

Borrowers and mortgage brokers can easily submit their deal through our tech-driven platform, which sends each mortgage scenario to vetted lenders that match their guidelines. And as a broker, steps are taken to protect you and your deal.

Interested lenders respond directly in the system with preliminary terms, questions, and required documents. These responses are sent to you so you can review, compare, and reply with the information needed to move your loan to a term sheet and then to funding.

Harnessing technology, LendDing delivers speed, security, and smarter access to lenders and programs—all in one place.

Lenders

Loan Programs

Funded loans

Mortgage Loan Types

Bridge of Hard Money

This term is synonomous, and is also referred to as Private Money. This is a short-term, asset-based loan provided by private investors, not traditional banks, to bridge a temporary financing gap, often for real estate transactions like purchasing a property before securing a permanent mortgage or rehabilitating a property that wouldn't qualify for conventional bank financing. These loans are secured by the real estate asset itself and have higher interest rates and fees due to increased lender risk, but offer faster funding and flexible terms, requiring a clear exit strategy for repayment. . more...

Construction

A construction loan is a short-term loan designed to finance the building or renovation of a residential or commercial property. Lenders typically offer 65% to 70% of the current value, plus a portion of the construction or renovation costs—sometimes up to 100%. However, the total loan-to-cost ratio generally does not exceed 85%. Once the renovation budget is approved, some lenders charge interest on the entire loan amount from the start, while others only charge interest as funds are drawn. more...

Line of Credit

A line of credit is a flexible, open-ended loan that lets investors borrow funds as needed, up to a pre-set limit. It can be used for business or investment purposes, giving borrowers quick access to capital when opportunities arise.

Long Term Commercial

This type of loan is designed for residential properties with 5 or more units, as well as commercial properties such as offices, retail buildings, industrial facilities, churches, and more. Loan terms typically range from 5 to 30 years.

DSCR Loan

This is a long-term loan for investors who own a residential property of one to four units that is rented out. To obtain this type of loan, the amount of rent received from the unit(s) needs to be at least 80% of the monthly mortgage payment, tax, insurance, and HOA fee if any (as opposed to qualifying with personal income statements and tax returns on a conventional loan). These loan typically have a term of 30 years. more...

Rehab

Renovating a property to sell or keep, whether you already own the property, or looking to acquire it, there are loans tailor made for this. Lenders typically offer a certain amount of the cost or value of the property, like 80%. And in addition offer to lend a certain percentage of the renovation budget up to 100% of the estimated budget. The total of the loan amount is usually limited to 65% to 70% of the after rehab budget. more...

Why LendDing?

Finding the right financing for your investment property isn’t always simple—until now. LendDing connects you with lenders that match your lending criteria. With a directory of over 200 lenders and detailed guidelines on each, we make comparing and choosing the best option fast and easy.

200+ lenders, one place

Tech-driven lender matching

Fast comparisons & easy connections