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Silver Hill Funding

We’re the guiding partner that humanizes lending for everyone and every win.

Long Term Rental Loan
DSCR Portfolio Program

Property Types 2-4 Units, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $500,000
Loan amount Maximum $6,250,000
Terms 5 year, 10 year, 30 year
Credit Score Min 620
Lien Position 1st
Prepayment Penalty 5,4,3,2,1, 5,5,5,5,5, 3,2,1
General Pricing or Guideline info Property Requirements • Min of 3 SFR/2-4-unit properties or $500,000 loan amount • Max of 50 properties may be combined into 1 loan • Min unit value: $100,000
Updated as of 2023-04-21
Program Code LG148

Summary of all Guidelines

Loan Types Commercial Loan, DSCR Loan
Property Types Industrial, Mixed use, Mobile Home Park, Multi Family, Office, Restaurant, Retail, Self-Storage, Warehouse
Lendding Area NATIONWIDE
States Excluded Hawaii, Idaho, Michigan, Montana, Nevada, North Dakota, South Dakota, Vermont, West Virginia, Wyoming
Loan amount Minimum $100,000
Loan amount Maximum $2,000,000
Interest Rate Minimum 6%
Interest Rate Maximum 10%
Terms 5 years, 20 year, 30 yrs
Credit Score Min 620
Interest Only or Amortized Amoritzed
Prepayment Penalty 3+ years
LTV Bridge 60
Upfront Fees Loan Documents, Other
Personal Guarantee /Recourse Required Recourse
Intended Occupancy Owner, Non-Owner
Special Features Non-prime
Rural Acceptable Top 200 MSA only
Consumer Purpose Occupancy Types - 1st Mortgages Yes

At Silver Hill Funding, LLC, we're dedicated to making commercial mortgage closings efficient and rewarding. Explore the possibilities of working with us and take advantage of our enhanced solutions to serve your clients better.

Backed by excellence.

We’re part of the Bayview Asset Management family, one of the top investment management firms in the nation, which currently manages approximately $14.3 billion in AUM. Together, we provide our clients certainty – even in uncertain times.

Our vision.

Through the passion, expertise, and resourcefulness of our people, we unlock innovative mortgage solutions for brokers and borrowers nationwide.

Our values.

Silver Hill’s company values are present in the work we do every single day for our clients before, during, and after we close a deal.

Are you prepared to streamline your small-balance commercial mortgage closings with Silver Hill Funding, LLC? Thanks to recent enhancements, such as our Lite Doc Investor and Bank Statement solutions, you and your clients can explore expanded opportunities to collaborate with us.

Silver Hill Funding is located in Coral Gables, Florida. They offer financing for Commercial Loans and DSCR Loans. The property type they primarily lend against is Multi Family, Office, Industrial, Retail, Mixed use, Mobile Home Park, Restaurant, Self-Storage and Warehouse. Their minimum loan amount is $100,000. Their maximum loan amount is $2,000,000. They offer loans for a minimum Term of 5 years. Maximum duration of 5 years;20 year;30 yrs. Although rates can change they are typically lending at a minimum rate of 6%. Maximum interest rate of 10%. Points charged are deal specific, but historically have charged a minimum of 0. Maximum points charged are 0.

These descriptions are limited information and meant for general reference purposes.
4425 Ponce De Leon Blvd 5th Floor
Coral Gables, 
© Copyright 2022 All rights reserved. Silver Hill Funding, LLC does not lend in the following states: ID, HI, MI, MT, ND, SD, VT, WV, WY, NV. Silver Hill Funding, LLC. NMLS ID 1564077. Arizona-Commercial Mortgage Broker License #0944445. Copyright 2022 Silver Hill Funding, LLC. Silver Hill Funding, LLC, its successors and/or assigns, pursuant or made under the applicable provisions of contractual agreements, is the proposed lender. Silver Hill Funding, LLC programs are offered to qualified commercial lending institutions and are not applicable to the general public and/or individual consumers. Silver Hill Funding, LLC is committed to providing an accessible website. If you have difficulty accessing content, have difficulty viewing a file on the website, or notice any accessibility problems, please contact us to specify the nature of the accessibility issue and the assistive technology you use. We will strive to provide the content you need in the format you require. We welcome your suggestions and comments about improving ongoing efforts to increase the accessibility of this website.