Wilshire Quinn Capital

Your Dependable Source for Bridge Loans Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. In 2011, the firm launched the Wilshire Quinn Income Fund LLC, a direct portfolio lender that originates bridge loans secured by real estate located primarily in California. Today Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast, reliable funding for our borrowers and consistent returns for our investors. Wilshire Quinn provides financing to borrowers who are unable to obtain credit from traditional lending institutions. Our customer base is fairly diverse, borrowers range from corporations looking for rapid acquisition financing, to individuals who are looking to refinance or pull equity out of an investment property. WHY CHOOSE WILSHIRE QUINN? Our successful track record is closely linked to our ability to make immediate lending decisions based on our highly disciplined underwriting approach. The emphasis on in-house loan origination allows our borrowers to move forward with confidence on their real estate transactions. If you are looking for a private money lender with a proven track record, give us a call or complete a loan application online.

: Jeremy Hammer
Origination Associate

Show phone number (619) 872-6000

Bridge Loan Hotel & Motel Loans
Property Types	Hotel, Motel
Lendding Area	NATIONWIDE
Loan amount Minimum	$200,000
Loan amount Maximum	$20,000,000
Interest Rate Minimum	8%
Interest Rate Maximum	12%
Points Minimum 1st TD	1
Points Maximum 1st TD	5
Terms	6 month, 9 months, 1 year, 18 month, 2 year, 8 months
Typical Days Required to Fund	6-10 Business days
Interest Only or Amortized	Interest Only
Lien Position	1st
General Pricing or Guideline info	Wilshire Quinn finances hotel loans nationwide up to $20 million. As a private money lender, we are able to underwrite your hotel or motel loan fast and get a pre-approval letter within 24 hours and fund the deal within about 5-7 days. Wilshire Quinn realizes the complexities of financing hotelss and motels. Our successful track record is closely linked to our ability to make immediate lending decisions based on our highly disciplined underwriting approach. The emphasis on in-house loan origination allows our borrowers to move forward with confidence in our hotel loans program. - Time to Close 5 - 7 days - Up to 60% LTV and 60% of ARV for rehab, not to exceed 90% of the purchase price. - Loan Term: 3 - 24 months - Lending Areas Nationwide, in metropolitan and coastal areas.
Updated as of	2023-10-09

Bridge Loan Self Storage Loans
Property Types	Self-Storage
Lendding Area	NATIONWIDE
Loan amount Minimum	$200,000
Loan amount Maximum	$20,000,000
Interest Rate Minimum	8%
Interest Rate Maximum	12%
Points Minimum 1st TD	1
Points Maximum 1st TD	5
Terms	6 month, 9 months, 1 year, 18 month
Interest Only or Amortized	Interest Only
Lien Position	1st
General Pricing or Guideline info	- Loan collateralized by real estate – no business only financing - Prefer high traffic metropolitan areas - Loan approvals based on value of real estate rather than borrower credit score and financials - Time to Close 5 - 7 days - Up to 60% LTV and 60% of ARV for rehab, not to exceed 90% of the purchase price. - Loan Term: 3 - 24 months - Lending Areas Nationwide, in metropolitan and coastal areas.
Updated as of	2023-10-09

Bridge Loan Mobile Home Park Loans
Property Types	Mobile Home Park
Lendding Area	NATIONWIDE
Loan amount Minimum	$200,000
Loan amount Maximum	$20,000,000
Interest Rate Minimum	8%
Interest Rate Maximum	12%
Points Minimum 1st TD	1
Points Maximum 1st TD	5
Terms	6 month, 9 months, 1 year, 18 month, 2 year, 8 months
Typical Days Required to Fund	6-10 Business days
Interest Only or Amortized	Interest Only
Lien Position	1st
General Pricing or Guideline info	-Minimum spaces: 40 pads -Prefer parks that have paved roads. Gravel packed roads will be considered on a case by case basis. -Prefer individual meters for water and electricity -Prefer tenants own 75% or more of the homes -Prefer sewer over septic -Prefer individual meters for water and electricity -Homes should be skirted with no tongues or hitches showing. - Time to Close 5 - 7 days - Up to 60% LTV and 60% of ARV for rehab, not to exceed 90% of the purchase price. - Loan Term: 3 - 24 months - Lending Areas Nationwide, in metropolitan and coastal areas.
Updated as of	2023-10-09

Bridge Loan Nursing Home & Care Facility Loans
Property Types	Assisted Living, Senior Care - Commercial Property
Lendding Area	NATIONWIDE
Loan amount Minimum	$200,000
Loan amount Maximum	$20,000,000
Interest Rate Minimum	8%
Interest Rate Maximum	12%
Points Minimum 1st TD	1
Points Maximum 1st TD	5
Terms	6 month, 9 months, 1 year, 18 month, 2 year, 8 months
Typical Days Required to Fund	6-10 Business days
Interest Only or Amortized	Interest Only
Lien Position	1st
General Pricing or Guideline info	- Wilshire Quinn finances assisted living facility loans nationwide up to $20 million. We realize the complexities of assisted living facilities and healthcare buildings. Our successful track record as private money lenders is closely linked to our ability to make immediate lending decisions based on our highly disciplined underwriting approach. - Time to Close 5 - 7 days - Up to 60% LTV and 60% of ARV for rehab, not to exceed 90% of the purchase price. - Loan Term: 3 - 24 months - Lending Areas Nationwide, in metropolitan and coastal areas.
Updated as of	2023-10-09

Summary of all Guidelines
Loan Types	Bridge Loan, Hard Money Loan, Rehab Loan
Property Types	Condo, Gas Station, Hotel, Industrial, Medical Facility, Medical Office, Mixed use, Mobile Home Park, Motel, Multi Family, Office, Retail, Self-Storage, SFR, Shopping Center, Special-Use, Student Housing, Warehouse
Lendding Area	NATIONWIDE
Loan amount Minimum	$200,000
Loan amount Maximum	$20,000,000
Interest Rate Minimum	8%
Interest Rate Maximum	12%
Points Minimum 1st TD	1
Points Maximum 1st TD	5
Terms	3 months, 6 months, 1 year, 1.5 years, 2 years, 3 years
Interest Only or Amortized	Interest Only
Prepayment Penalty	None
LTV Bridge	65
LTC Construction	65
Upfront Fees	Appraisal, Environmental, Legal Review, Loan Documents, Processing
ARV Rehab & Construction	65
Personal Guarantee /Recourse Required	Recourse, No Recourse
Intended Occupancy	Owner, Non-Owner, Owner bridge
License Number	CA DBO CFL lic #603J060.

CAPITAL PRESERVATION THROUGH DIVERSIFICATION

The Wilshire Quinn Income Fund offers investors an alternative to volatile equity markets and opportunity to take advantage of the restrictive lending practices of traditional banks. We believe a portfolio consisting of loans in strong metropolitan areas, secured by substantial equity and sustainable cash flows, will continue to create superior returns for our investors.

The Fund’s primary objectives are to preserve capital and generate income. Using our investors’ pooled capital, the Fund plays a role similar to that of a bank: it originates loans to property owners and collects interest payments over the life of the loans. Those payments are distributed to our investors in the form of a monthly dividend or can be reinvested.

Wilshire Quinn Capital is located in San Francisco, CA. They offer financing for Bridge Loans, Hard Money Loans and Rehab Loans. The property type they primarily lend against is Condo, Gas Station, Hotel, Industrial, Medical Facility, Medical Office, Mobile Home Park, Motel, Multi Family, Office, Retail, Self-Storage, SFR, Shopping Center, Special-Use, Student Housing, Warehouse and Mixed use. Their minimum loan amount is $200,000. Their maximum loan amount is $20,000,000. They offer loans for a minimum Term of 6 months. Maximum duration of 3 months;6 months;1 year;1.5 years;2 years;3 years. Although rates can change they are typically lending at a minimum rate of 8%. Maximum interest rate of 12%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 5.

These descriptions are limited information and meant for general reference purposes.

50 California Street, Suite 1500

San Francisco,

94111

The information above is confidential. It cannot be forwarded, copied or otherwise distributed without the prior written consent of Wilshire Quinn Income Fund, LLC (“the Fund”). The Fund will not be held responsible if this advertisement is used or is distributed beyond its initial recipient or if it is used for any unintended or unauthorized purpose. The only purpose of this document is to provide general background information on the Fund and its manager, Wilshire Quinn Capital, Inc. Information above is deemed reliable but is not guaranteed. Loans are made or arranged by the Fund pursuant to California Finance Lenders Law license #603J060. All loan to value ratios (as defined in the Memorandum) for loans in the Fund’s portfolio are based on appraisals and/or valuations completed at the time the loan was originally underwritten. Such loan to value ratios may fluctuate due to market conditions. This is a result of fluctuations in the value of the collateral for each loan in the Fund’s portfolio over time. Portions of the loan described above may be sold to third party purchasers and does not necessarily reflect the amount held in the Fund’s loan portfolio. As of January 1, 2021, the Fund has established a real estate investment trust in the form of a subsidiary (“Sub-REIT”). It is the intent of the Fund to have the Sub-REIT hold all or substantially all of the assets, including loans, for purposes of maximizing the tax benefit. Please consult with your tax advisor on the implication of investing in a real estate investment trust. The Securities and Exchange Commission, any state securities commission, and all of the custodians listed in the document above do not recommend or endorse the purchase of these securities. Investing in this Fund has certain inherent risks which could result in the loss of some or all of your principal investment. Your decision to purchase and invest should be based on your own particular financial circumstances and investment objectives. Please consult your tax and/or financial advisor before investing in the Fund.