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Lynk Capital

Bridge Loan
Bridge Loan

Property Types2-4 Units, Mixed use, Multi Family, SFR
Lendding Areaalabama, arkansas, colorado, connecticut, d-c, delaware, florida, georgia, indiana, iowa, kansas, kentucky, louisiana, maryland, massachusetts, michigan, mississippi, missouri, nebraska, new-jersey, north-carolina, ohio, oklahoma, pennsylvania, rhode-island, south-carolina, tennessee, texas, virginia, west-virginia, wisconsin
Loan amount Minimum $100,000
Loan amount Maximum $1,500,000
Terms 6 month, 9 months, 1 year, 18 month
Credit Score Min680
Interest Only or AmortizedInterest Only
EntitiesLLC - Limited Liability Corporation, LP - Limited Partnership, Corp - Corporation
Lien Position1st
General Pricing or Guideline info - Rate/Term: Up to 75% - Property Type: Mixed use (must be >75% residential); 5-10 unit multifamily. - Property Restrictions: Rural or remote properties. - ARV > 250% of area median. - Vacation/resort properties. - Guarantors All owners with management authority or > 20% ownership must sign guarantees. - Background: Bankruptcies- 3 years; Foreclosures- 5 years; No felony convictions. - Purpose: Purchase, rate/term, cash out. - Credit score based on lowest guarantor. - Property Condition: Must be in good condition and ready to sell or rent (C4 and Q5 or better). - Strategy: For sale or transition to long-term. - DSCR: Proforma income must support the property value and exit strategy. Minimum 1.0 DSCR for cash out. - Reserves 6 months interest. - Investment properties only. - Get Pre-Approved in Minutes. ACCELERATE YOUR SUCCESS We know time is money. We'll work hard to close your loan quickly and make the process easy. At each step, our skilled team will help you move fast.
Updated as of2022-12-06

Rehab Loan
Fix and Flip Loan

Property Types2-4 Units, Mixed use, Multi Family, SFR
Lendding Areaalabama, arkansas, colorado, connecticut, d-c, delaware, florida, georgia, indiana, iowa, kansas, kentucky, louisiana, maryland, massachusetts, michigan, mississippi, missouri, nebraska, new-jersey, north-carolina, ohio, oklahoma, pennsylvania, rhode-island, south-carolina, tennessee, texas, virginia, west-virginia, wisconsin
Loan amount Minimum $100,000
Loan amount Maximum $2,000,000
Interest Rate Minimum 9.5%
Terms 6 month, 9 months, 1 year
Credit Score Min660
Interest Only or AmortizedInterest Only
EntitiesLLC - Limited Liability Corporation, LP - Limited Partnership, Corp - Corporation
Lien Position1st
General Pricing or Guideline info - LTV Up to 75% of completed value for light rehabs; up to 65% for heavy rehabs. - LTC: Up to 95% for repeat borrowers. - Property Type: Mixed use (must be >75% residential); 5-10 unit multifamily. - Property Restrictions: Rural or remote properties; ARV > 250% of area median; Vacation/resort properties. - Guarantors All owners with management authority or > 20% ownership must sign guarantees. - Background: Bankruptcies: 3 years; Foreclosures: 5 years; No felony convictions. - Purpose: Purchase or refinance. - Experience: No prior experience required. Best terms are available for experienced borrowers. - Minimum Credit Score: 660, based on primary guarantor. - Rehab Level: Rehabs will be considered Heavy when any of the following are true.. • Budget > purchase price • Budget > $200,000 • Addition of >10% GLA • Change of use - Reserves: 6 months interest plus 10% of construction budget (lower reserves available with experience). - Investment properties only. - Funds released on inspected work. - Get Pre-Approved in Minutes. ACCELERATE YOUR SUCCESS We know time is money. We'll work hard to close your loan quickly and make the process easy. At each step, our skilled team will help you move fast.
Updated as of2023-10-19

Construction Loan
Construction Loan

Property Types2-4 Units, Multi Family, SFR
Lendding Areaalabama, arkansas, colorado, connecticut, delaware, florida, georgia, indiana, iowa, kansas, kentucky, louisiana, maryland, massachusetts, michigan, mississippi, missouri, nebraska, new-jersey, north-carolina, ohio, oklahoma, pennsylvania, rhode-island, south-carolina, tennessee, texas, virginia, west-virginia, wisconsin
Loan amount Minimum $100,000
Loan amount Maximum $2,000,000
Terms 6 month, 9 months, 1 year, 18 month
Credit Score Min680
Interest Only or AmortizedInterest Only
EntitiesLLC - Limited Liability Corporation, LP - Limited Partnership, Corp - Corporation
Lien Position1st
General Pricing or Guideline info - LTV: Up to 65% of completed value. - LTC:Up to 85% for repeat borrowers. - Property Restrictions: Rural or remote properties; ARV > 250% of area median; Vacation/resort properties. - Bankruptcies: 3 years. - Foreclosures: 5 years. - No felony convictions. - Purpose Purchase or refinance. - Minimum Credit Score: 680, based on primary guarantor. - Experience: Minimum of 4 completed builds in prior three years. Experience must be in similar projects. - Permits: Purchase- Must be permit ready; Refi- Permits must be issued. - Site Work: All site work and utilities must be complete. Land development work is not permitted. - Reserves: 6 months interest plus 10% of construction budget. - Investment properties only. - Funds released on inspected work. - Get Pre-Approved in Minutes. ACCELERATE YOUR SUCCESS We know time is money. We'll work hard to close your loan quickly and make the process easy. At each step, our skilled team will help you move fast.
Updated as of2022-10-20

Long Term Rental Loan
DSCR Rental Loan

Property Types2-4 Units, Multi Family, SFR
Lendding Areaalabama, arkansas, colorado, connecticut, d-c, delaware, florida, georgia, indiana, iowa, kansas, kentucky, louisiana, maryland, massachusetts, michigan, mississippi, missouri, nebraska, new-jersey, north-carolina, ohio, oklahoma, pennsylvania, rhode-island, south-carolina, tennessee, texas, virginia, west-virginia, wisconsin
Loan amount Minimum $150,000
Loan amount Maximum $1,500,000
Interest Rate Minimum 9.5%
Terms 10 year, 15 year, 20 year, 25 year, 30 year
Credit Score Min660
Interest Only or AmortizedInterest Only
EntitiesLLC - Limited Liability Corporation, LP - Limited Partnership, Corp - Corporation
Lien Position1st
General Pricing or Guideline info - Rate/Term: Up to 80% - Property Type: 5-10 unit multifamily. - Property Restrictions: Rural or remote properties Restrictions; Greater than 2 acres; Mixed use properties. - Guarantors: All owners with management authority or > 20% ownership must sign guarantees. - Background: Bankruptcies- 3 years; Foreclosures- 3 years; No felony convictions. - Purpose: Purchase, rate/term, cash out. - Minimum Credit Score: 660, based on lowest of all guarantors. - Property Must be in good condition and Condition ready to sell or rent (C4 and Q5 or better). - Strategy: Long-term hold. - Reserves: 3 months PITIA if leased; 9 months if vacant. - Investment properties only. - Get Pre-Approved in Minutes. ACCELERATE YOUR SUCCESS We know time is money. We'll work hard to close your loan quickly and make the process easy. At each step, our skilled team will help you move fast.
Updated as of2023-10-19

Summary of all Guidelines

Loan TypesBridge Loan, Construction Loan, DSCR Loan, Hard Money Loan, Rehab Loan
Property Types2-4 Units, Mixed use, SFR
Lendding Areaalabama, arkansas, colorado, connecticut, delaware, florida, georgia, illinois, indiana, iowa, kansas, kentucky, louisiana, maryland, massachusetts, michigan, mississippi, missouri, nebraska, new-jersey, north-carolina, ohio, oklahoma, pennsylvania, rhode-island, south-carolina, tennessee, texas, virginia, washington-dc, west-virginia, wisconsin
Loan amount Minimum $100,000
Loan amount Maximum $2,000,000
Interest Rate Minimum 9.5%
Points Minimum 1st TD 2
Terms 1 year, 1.5 years, 2 years, 30 Years
Credit Score Min680
LTV Bridge 60
LTC Construction95
LTC Rehab95

ACCELERATE YOUR SUCCESS
We know time is money. We'll work hard to close your loan quickly and make the process easy. At each step, our skilled team will help you move fast.

BORROW WITH CONFIDENCE
LYNK Capital has funded over $750 million of loans like yours. As a direct lender, we’ll give you confidence that you’ve found a strong partner to help you meet your real estate investment goals.

Lynk Capital is located in Jacksonville, FL. They offer financing for Bridge Loans, Construction Loans, Hard Money Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR, Mixed use and 2-4 Units. Their minimum loan amount is $100,000. Their maximum loan amount is $2,000,000. Maximum duration of 1 year;1.5 years;2 years;30 Years. Although rates can change they are typically lending at a minimum rate of 9.5%. Points charged are deal specific, but historically have charged a minimum of 2.

These descriptions are limited information and meant for general reference purposes.
752 King Street
Jacksonville, 
FL
 32204
LYNK Capital Management Company, LLC (“LYNK”) is an investment adviser registered with the U.S. Securities and Exchange Commission (“SEC”). Registration with the SEC does not imply any particular level of skill or training. This website and the information contained herein are provided for informational and discussion purposes only and do not constitute investment advice, a recommendation, or an offer to sell, or a solicitation of an offer to buy, any security, investment product, or advisory service. Any offer or solicitation may be made only to qualified and eligible investors pursuant to a confidential private placement memorandum, subscription agreement, or other applicable offering documents, which will contain material information regarding investment objectives, risks, fees, expenses, and other important considerations. Investments in private funds and other alternative investment vehicles are speculative, involve substantial risk, and are not suitable for all investors. Such investments are generally intended for sophisticated investors who can bear the risk of loss of their entire investment and who have limited need for liquidity. Interests in such investments are typically illiquid, not publicly traded, and subject to restrictions on transfer and resale. Redemption requests, if permitted, may be limited, deferred, or suspended. Past performance is not a guarantee of future results. No assurance can be given that any investment strategy will achieve its objectives, generate profits, or avoid losses. All investments involve risk, including the possible loss of principal. Investment returns and principal value will fluctuate, and an investor may lose some or all of its investment. Certain investments may involve complex structures, leverage, derivatives, reinsurance arrangements, real estate development or transitional assets, and other strategies that may increase volatility or risk. Such investments may be subject to additional risks, including credit risk, interest rate risk, valuation risk, regulatory risk, counterparty risk, market risk, construction risk, and operational risk. The information presented herein may include forward-looking statements, projections, estimates, targets, or expectations, which are inherently uncertain and subject to change. Actual results may differ materially from those expressed or implied. No representation is made that any projection or expectation will be realized. LYNK does not provide legal, tax, or accounting advice. Prospective investors should consult their own legal, tax, financial, and other professional advisers before making any investment decision. All information is provided as of the date published and is subject to change without notice. While LYNK believes the information herein is based on reliable sources, no representation or warranty is made as to its accuracy, completeness, or timeliness, and LYNK undertakes no obligation to update such information. For additional information about LYNK’s advisory services, please refer to LYNK’s Form ADV Part 2A, available through the SEC’s Investment Adviser Public Disclosure (“IAPD”) website or upon request. Some securities offered through Arete Wealth Management LLC, member FINRA/SIPC. Arete Wealth Management LLC is not an affiliated company of LYNK Capital Fund, L.P. or LYNK Capital Management Company, LLC.
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