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Capital Funding Financial

Long Term Rental Loan
Rental Investment Loan Program - LG353

Capital Funding Financial

Summary of all Guidelines

Loan Types DSCR Loan
Property Types 2-4 Units, Condo, Multi Family, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $75,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 6.5%
Points Minimum 1st TD 1.5
Points Maximum 1st TD 2.5
Terms 3 year, 5 year, 7 year, 30 year
Typical Days Required to Fund 11-15 Business days
Credit Score Min 660
Interest Only or Amortized Amortized and Interest Only Options available
Lien Position 1st
Documents needed Application, Bank Statements - Business Account - 1 month, Driver's license, Entity documents for LLC, Corp or Trust, Lease Agreements, Purchase Contract, Rent Roll
Intended Occupancy Tenant
General Pricing or Guideline info Program Overview •Loan Amount: $75,000 - $5 Million •Term Length: 30 years •Max LTV: 80% •Amortization: 30 Year Fixed and 3, 5, 7, 10 Year •Interest Only Options •Interest Rate: Starting at 6.50% •Min. Credit Requirement: 660 FICO •Closing Time: 14 Days •Loan Use: Purchase, Refinance, or Cash out Rental Investment Loan Program A "Rental Investment" loan is a long-term loan used to purchase or refinance property with the intent to hold it for at least 3+ years in order to profit from the cash flow from the property and future appreciation. A Rental Investment loan is a great fit in the following situations: 1. When the property does not need renovations. 2. When you are looking to payoff a bridge loan which was used to renovate the property. 3. When the property is stabilized, leased up, or generating any income. 4. When you want a long term financing solution on rental investment property. At Capital Funding Financial, our rental investment loans close quickly...even in as little as 10-14 days at rates starting at 6.50%! Our Rental Investment loans require no personal income verification and very little documentation!
Updated as of 2023-11-21

Program Overview
•Loans Amount: $75,000 - $5 Million
•Term Length: 30 years
•Max LTV: 80%
•Amortization: 30 Year Fixed and 3, 5, 7, 10 Year •Interest Only Options
•Interest Rate: Starting at 6.50%
•Min. Credit Requirement: 660 FICO
•Closing Time: 14 Days
•Loans Use: Purchase, Refinance, or Cash out

Rental Investment Loans Program
A "Rental Investment" loan is a long-term loan used to purchase or refinance property with the intent to hold it for at least 3+ years in order to profit from the cash flow from the property and future appreciation. A Rental Investment loan is a great fit in the following situations:

1. When the property does not need renovations.
2. When you are looking to payoff a bridge loan which was used to renovate the property.
3. When the property is stabilized, leased up, or generating any income.
4. When you want a long term financing solution on rental investment property.

At Capital Funding Financial, our rental investment loans close quickly...even in as little as 10-14 days at rates starting at 6.50%! Our Rental Investment loans require no personal income verification and very little documentation!

These descriptions are limited information and meant for general reference purposes.