The Nikols Company

Construction Loan
Property Types	Land Entitled, Multi Family
Lendding Area	California
Loan amount Minimum	$5,000,000
Loan amount Maximum	$35,000,000
Points Minimum 1st TD	1
Points Maximum 1st TD	3
Terms	6 month, 8 months, 1 year, 18 month, 2 year
Fixed or Adjustable	Adjustable
General Pricing or Guideline info	Must have permits in place.
Updated as of	2023-02-08

Summary of all Guidelines
Loan Types	Bridge Loan, Construction Loan, Hard Money Loan
Property Types	2-4 Units, Condo, Industrial, Retail, SFR
Lendding Area	California
Loan amount Minimum	$5,000,000
Loan amount Maximum	$35,000,000
Interest Rate Minimum	6%
Interest Rate Maximum	10%
Points Minimum 1st TD	1
Points Maximum 1st TD	3
Terms	6 months, 1 year, 1.5 years, 2 years, -
LTV Bridge	75
LTC Construction	100

The Nikols Company is manager of Nikols Mortgage Fund, LLC, a private commercial real estate construction & bridge lender providing $5-35 million loans on California properties. We exclusively look for opportunities that bring value to both our borrowers and our investors.

EXPERIENCE COUNTS
The Nikols Company is led by Carrie and Don Nikols, who have over 4 decades each of California-based real estate experience. Their expertise allows us to deliver lending opportunities with solid investor returns and minimal risk.

As CEO, Carrie Nikols leads loan origination, underwriting and servicing. Carrie has over 40 years of commercial real estate experience and is in her 15th year leading Nikols Mortgage Fund, closing over $1 billion of loan commitments.

Don Nikols is Chairman of The Nikols Company and leads the investor side of Nikols Mortgage Fund, LLC, which he founded in 2007. Don has maintained a 95+ percent investor retention rate and is pleased to provide investment returns well in excess of publicly traded and bank interest bearing investments.

The rest of our small, nimble team ensures we make good on our track record of zero loan losses ever.

The Nikols Company is located in NEWPORT BEACH, CA. They offer financing for Bridge Loans, Construction Loans and Hard Money Loans. The property type they primarily lend against is SFR, Condo, Industrial, Retail and 2-4 Units. Their minimum loan amount is $5,000,000. Their maximum loan amount is $35,000,000. Maximum duration of 6 months;1 year;1.5 years;2 years;-. Although rates can change they are typically lending at a minimum rate of 6%. Maximum interest rate of 10%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 3.

These descriptions are limited information and meant for general reference purposes.