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Sunset Equity

Fast Closing. Fast Growing. Leverage your success! We’re Sunset Equity, a private money lender in Los Angeles. We offer real estate loans for investors and brokers nationwide.

Bridge Loan
Commercial Bridge Loan

Property Types Industrial, Mixed use, Multi Family, Office, Retail, Warehouse
Lending Areas NATIONWIDE
Prepayment Penalty No Prepayment Penalty
Credit Score Min 680
Loan Use Property Acquisition, Redevelopment / Renovation
Recourse Recourse
Amortized or Interest Only Interest Only
Term 18 month
Loan amount Minimum $500,000
Entities LLC - Limited Liability Corporation
Loan amount Maximum $35,000,000
Lien Position 1st
General Pricing or Guideline info All the details Loan Amount $500,000+ LTC Up to 75% Construction Value added Geography Nationwide Loan Term 18 Months FICO 680+ Purpose of Loan Purchase, Refinance, Renovation, Bridge, Cashout Collateral Multi-Family, Mixed-Use, Retail, Office, Light Industrial / Warehouse Borrower Single Purpose Entity Recourse Full PG Amortization Interest Only / No Prepay Restrictions Manufactured, Hospitality, Healthcare, Special Purpose
Updated as of 2023-11-14

Long Term Rental Loan
DSCR Rental Property Loans

Property Types SFR, 2-4 Units, Condominium
Lending Areas NATIONWIDE
Credit Score Min 680
Loan Use Property Acquisition
Recourse Recourse
Amortized or Interest Only Amortized and Interest Only Options available
Intended Occupancy v Tenant
Term 30 year
Loan amount Minimum $100,000
Entities LLC - Limited Liability Corporation
Loan amount Maximum $5,000,000
Lien Position 1st
General Pricing or Guideline info All the details Loan Amount – $100,000+ LTV – Up to 80% on Purchase, Up to 80% on R/T, Up to 70% Refinance DSCR – 1.2+ Loan Term – 30yr FRM or 30yr FRM with I/O option FICO – 680+ Purpose of Loan – Purchase, Refinance, Cashout Collateral – SFR, Townhomes, Condos, 2-4 Units Geography – Nationwide Borrower – Single Purpose Entity Recourse – Full PG Amortization – Interest Only or Full Amortization
Updated as of 2023-11-14

Construction Loan
Construction Loan

Property Types SFR, 2-4 Units, Condominium
Lending Areas NATIONWIDE
Prepayment Penalty No Prepayment Penalty
Credit Score Min 680
Loan Use Redevelopment / Renovation
Recourse Recourse
Amortized or Interest Only Interest Only
Term 1 year, 18 month
Loan amount Minimum $100,000
Entities LLC - Limited Liability Corporation
Loan amount Maximum $5,000,000
Lien Position 1st
General Pricing or Guideline info All the details Loan Amount Up to $5,000,000+ LTC Up to 75% Construction 100% Construction / Rehab Loan Term 12 - 18 Months No Prepayment Penalty FICO 680+ Collateral SFR, Townhomes, Condos, 2-4 Units Geography Nationwide Borrower Single Purpose Entity Recourse Full PG Amortization Interest Only / No Prepay
Updated as of 2023-11-14

Bridge Loan
Fix and Flip Loan

Property Types SFR, 2-4 Units, Condominium
Lending Areas NATIONWIDE
Prepayment Penalty No Prepayment Penalty
Credit Score Min 650
Loan Use Property Acquisition, Redevelopment / Renovation
Recourse Recourse
Amortized or Interest Only Interest Only
Term 1 year, 18 month
Loan amount Minimum $100,000
Entities LLC - Limited Liability Corporation
Loan amount Maximum $5,000,000
Lien Position 1st
General Pricing or Guideline info All the details Loan Amount $100,000+ LTC Up to 90% Construction 100% Construction / Rehab Geography Nationwide Loan Term 12 – 18 Months / No Prepayment Penalty Fico 650+ Purpose of Loan Purchase, Refinance, Fix and Flip Collateral SFR, Townhomes, Condos, 2-4 Units Borrower Single Purpose Entity Recourse Full PG
Updated as of 2023-11-14

Summary of all Guidelines

Loan Types Bridge Loan, Construction Loan, DSCR Loan, Hard Money Loan, Rehab Loan
Property Types 2-4 Units, Condo, Industrial, Mixed use, Multi Family, Office, Retail, SFR, Warehouse
Lendding Area NATIONWIDE
Loan amount Minimum $250,000
Loan amount Maximum $10,000,000
Interest Rate Minimum 7%
Interest Rate Maximum 11%
Points Minimum 1st TD 1
Points Maximum 1st TD 10
Terms 1 year, 1.5 years, 3 years, 30 Years
Credit Score Min 680
Prepayment Penalty None
LTV Bridge 60
Upfront Fees Appraisal, Legal Review, Loan Documents, Processing, Other
Interest Only or Amortized Interest Only
Consumer Purpose Occupancy Types - 1st Mortgages No

We have been in business since 2005, helping investors build their wealth through our individually customized loan products for Rental Investment Properties, Fix and Flip, New Construction, and Commercial Bridge Loans.

Unlike others, we do not have a one size fits all box and can be very creative in customizing a loan scenario to exceed your expectations.

Sunset Equity is located in Culver City, CA. They offer financing for Bridge Loans, Construction Loans, Hard Money Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR, Multi Family, Condo, Office, Industrial, Retail, Mixed use, Warehouse and 2-4 Units. Their minimum loan amount is $250,000. Their maximum loan amount is $10,000,000. They offer loans for a minimum Term of 3 months. Maximum duration of 1 year;1.5 years;3 years;30 Years. Although rates can change they are typically lending at a minimum rate of 7%. Maximum interest rate of 11%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 10.

These descriptions are limited information and meant for general reference purposes.
6125 Washington Boulevard, 3rd Floor
Culver City, 
CA
 90232