Bridge Loan
Fix and Flip Loan |
| Property Types | 2-4 Units, Condo, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $100,000 |
| Loan amount Maximum | $5,000,000 |
| Terms | 1 year, 18 month |
| Credit Score Min | 650 |
| Interest Only or Amortized | Interest Only |
| Entities | LLC - Limited Liability Corporation |
| Lien Position | 1st |
| Prepayment Penalty | No Prepayment Penalty |
| Recourse | Recourse |
| General Pricing or Guideline info | All the details
Loan Amount
$100,000+
LTC
Up to 90%
Construction
100% Construction / Rehab
Geography
Nationwide
Loan Term
12 – 18 Months / No Prepayment Penalty
Fico
650+
Purpose of Loan
Purchase, Refinance, Fix and Flip
Collateral
SFR, Townhomes, Condos, 2-4 Units
Borrower
Single Purpose Entity
Recourse
Full PG |
| Updated as of | 2023-11-14 |
Bridge Loan
Commercial Bridge Loan |
| Property Types | Industrial, Mixed use, Multi Family, Office, Retail, Warehouse |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $500,000 |
| Loan amount Maximum | $35,000,000 |
| Terms | 18 month |
| Credit Score Min | 680 |
| Interest Only or Amortized | Interest Only |
| Entities | LLC - Limited Liability Corporation |
| Lien Position | 1st |
| Prepayment Penalty | No Prepayment Penalty |
| Recourse | Recourse |
| General Pricing or Guideline info | All the details
Loan Amount
$500,000+
LTC
Up to 75%
Construction
Value added
Geography
Nationwide
Loan Term
18 Months
FICO
680+
Purpose of Loan
Purchase, Refinance, Renovation, Bridge, Cashout
Collateral
Multi-Family, Mixed-Use, Retail, Office, Light Industrial / Warehouse
Borrower
Single Purpose Entity
Recourse
Full PG
Amortization
Interest Only / No Prepay
Restrictions
Manufactured, Hospitality, Healthcare, Special Purpose |
| Updated as of | 2023-11-14 |
Long Term Rental Loan
DSCR Rental Property Loans |
| Property Types | 2-4 Units, Condo, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $100,000 |
| Loan amount Maximum | $5,000,000 |
| Terms | 30 year |
| Credit Score Min | 680 |
| Interest Only or Amortized | Amortized and Interest Only Options available |
| Entities | LLC - Limited Liability Corporation |
| Lien Position | 1st |
| Intended Occupancy | Tenant |
| Recourse | Recourse |
| General Pricing or Guideline info | All the details
Loan Amount – $100,000+
LTV – Up to 80% on Purchase, Up to 80% on R/T, Up to 70% Refinance
DSCR – 1.2+
Loan Term – 30yr FRM or 30yr FRM with I/O option
FICO – 680+
Purpose of Loan – Purchase, Refinance, Cashout
Collateral – SFR, Townhomes, Condos, 2-4 Units
Geography – Nationwide
Borrower – Single Purpose Entity
Recourse – Full PG
Amortization – Interest Only or Full Amortization |
| Updated as of | 2023-11-14 |
Construction Loan
Construction Loan |
| Property Types | 2-4 Units, Condo, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $100,000 |
| Loan amount Maximum | $5,000,000 |
| Terms | 1 year, 18 month |
| Credit Score Min | 680 |
| Interest Only or Amortized | Interest Only |
| Entities | LLC - Limited Liability Corporation |
| Lien Position | 1st |
| Prepayment Penalty | No Prepayment Penalty |
| Recourse | Recourse |
| General Pricing or Guideline info | All the details
Loan Amount
Up to $5,000,000+
LTC
Up to 75%
Construction
100% Construction / Rehab
Loan Term
12 - 18 Months No Prepayment Penalty
FICO
680+
Collateral
SFR, Townhomes, Condos, 2-4 Units
Geography
Nationwide
Borrower
Single Purpose Entity
Recourse
Full PG
Amortization
Interest Only / No Prepay |
| Updated as of | 2023-11-14 |
Summary of all Guidelines |
| Loan Types | Bridge Loan, Construction Loan, DSCR Loan, Hard Money Loan, Rehab Loan |
| Property Types | 2-4 Units, Condo, Industrial, Mixed use, Multi Family, Office, Retail, SFR, Warehouse |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $250,000 |
| Loan amount Maximum | $10,000,000 |
| Interest Rate Minimum | 7% |
| Interest Rate Maximum | 11% |
| Points Minimum 1st TD | 1 |
| Points Maximum 1st TD | 10 |
| Terms | 1 year, 1.5 years, 3 years, 30 Years |
| Credit Score Min | 680 |
| Interest Only or Amortized | Interest Only |
| Prepayment Penalty | None |
| LTV Bridge | 60 |
| Upfront Fees | Appraisal, Legal Review, Loan Documents, Processing, Other |
| Consumer Purpose Occupancy Types - 1st Mortgages | No |
We have been in business since 2005, helping investors build their wealth through our individually customized loan products for Rental Investment Properties, Fix and Flip, New Construction, and Commercial Bridge Loans.
Unlike others, we do not have a one size fits all box and can be very creative in customizing a loan scenario to exceed your expectations.
Sunset Equity is located in Culver City, CA. They offer financing for Bridge Loans, Construction Loans, Hard Money Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR, Multi Family, Condo, Office, Industrial, Retail, Mixed use, Warehouse and 2-4 Units. Their minimum loan amount is $250,000. Their maximum loan amount is $10,000,000. They offer loans for a minimum Term of 3 months. Maximum duration of 1 year;1.5 years;3 years;30 Years. Although rates can change they are typically lending at a minimum rate of 7%. Maximum interest rate of 11%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 10.
These descriptions are limited information and meant for general reference purposes.
