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Secured Capital Lending

Private Money - Fast Funding

Hard Money Loan
Land Loan

Property Types Land Entitled, Land Non-Entitled
Lending Areas NATIONWIDE
Amortized or Interest Only Interest Only
Loan amount Minimum $200,000
Loan amount Maximum $5,000,000
Cross Collateralize Blanket Yes
Lien Position 2nd
General Pricing or Guideline info - Case By Case Underwriting
Updated as of 2023-11-22

Long Term Rental Loan
DSCR 30/Year Rental Loan

Property Types 2-4 Units, Condominium, Multi Family
Lending Areas NATIONWIDE
Amortized or Interest Only Interest Only
Term 30 year
Loan amount Minimum $1,000,000
Loan amount Maximum $5,000,000
Lien Position 1st
General Pricing or Guideline info - Stated Income.
Updated as of 2023-11-22

Bridge Loan
Residential and Commercial Property

Property Types SFR, 2-4 Units, Industrial, Multi Family, Office, Retail, Warehouse
Lending Areas NATIONWIDE
Amortized or Interest Only Interest Only
Term 1 year, 18 month, 2 year
Loan amount Minimum $200,000
Loan amount Maximum $5,000,000
Lien Position 1st
General Pricing or Guideline info Outside California 680 Credit score needed
Updated as of 2023-11-22

Construction Loan
Ground-Up Construction Loan

Property Types SFR, Condominium, Multi Family
Lending Areas NATIONWIDE
Interest Rate min 11%
Amortized or Interest Only Interest Only
Points Minimum 1st TD 1.75
Term 1 year, 18 month, 2 year
Loan amount Minimum $500,000
Loan amount Maximum $5,000,000
Lien Position 1st
Updated as of 2023-11-22

Rehab Loan
Fix and Flip

Property Types SFR, 2-4 Units, Condominium, Multi Family
Lending Areas NATIONWIDE
Interest Rate min 10.5%
Amortized or Interest Only Interest Only
Points Minimum 1st TD 1
Term 1 year, 18 month
Loan amount Minimum $250,000
Loan amount Maximum $5,000,000
Lien Position 1st
Points Maximum 1st TD 2
General Pricing or Guideline info - New Investors are welcome. - Stated Income.
Updated as of 2023-11-22

Summary of all Guidelines

Loan Types Bridge Loan, Construction Loan, Hard Money Loan, Rehab Loan, Second Mortgage
Property Types Condo, Industrial, Multi Family, Office, Retail, Senior, SFR, Shopping Center
Lendding Area arizona, california, colorado, oregon, utah, washington
States Excluded Nevada
Loan amount Minimum $100,000
Loan amount Maximum $30,000,000
Interest Rate Minimum 8%
Interest Rate Maximum 12%
Points Minimum 1st TD 1
Points Maximum 1st TD 2.5
Prepayment Penalty 3 months
LTV Bridge 80
LTC Construction 80
ARV Rehab & Construction 70
LTC Rehab 100
Capital Source Family Office, Individual Investors
Interest Only or Amortized Interest Only
Consumer Purpose Occupancy Types - 1st Mortgages Non Owner

Secured Capital Lending Is Your One-stop Shop for Private Money Lending

Secured Capital Lending is Southern California’s premier source for investors seeking hard money loans and trust deed investment resources. We approach the investment process differently from many lenders. By evaluating properties instead of borrowers, we help borrowers leverage lending to realize their residential, commercial, and other investment asset goals.

Instead of complicated and stringent evaluations to determine whether a borrower is qualified, our expert staff of investors, marketers, and brokerage specialists allows us to identify workable solutions to your unique lending circumstances.

Secured Capital Lending is located in North Hollywood, CA. They offer financing for Bridge Loans, Construction Loans, Hard Money Loans, Rehab Loans and Second Mortgages. The property type they primarily lend against is SFR, Multi Family, Condo, Office, Industrial, Retail, Senior and Shopping Center. Their minimum loan amount is $100,000. Their maximum loan amount is $30,000,000. They offer loans for a minimum Term of 1 year. Although rates can change they are typically lending at a minimum rate of 8%. Maximum interest rate of 12%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 2.5.

These descriptions are limited information and meant for general reference purposes.
6400 Laurel Canyon Blvd., Suite 620
North Hollywood, 
CA
 91606