Secured Capital Lending

Construction Loan Ground-Up Construction Loan
Property Types	Condo, Multi Family, SFR
Lendding Area	NATIONWIDE
Loan amount Minimum	$500,000
Loan amount Maximum	$5,000,000
Interest Rate Minimum	11%
Points Minimum 1st TD	1.75
Terms	1 year, 18 month, 2 year
Interest Only or Amortized	Interest Only
Lien Position	1st
Updated as of	2023-11-22

Rehab Loan Fix and Flip
Property Types	2-4 Units, Condo, Multi Family, SFR
Lendding Area	NATIONWIDE
Loan amount Minimum	$250,000
Loan amount Maximum	$5,000,000
Interest Rate Minimum	10.5%
Points Minimum 1st TD	1
Points Maximum 1st TD	2
Terms	1 year, 18 month
Interest Only or Amortized	Interest Only
Lien Position	1st
General Pricing or Guideline info	- New Investors are welcome. - Stated Income.
Updated as of	2023-11-22

Long Term Rental Loan DSCR 30/Year Rental Loan
Property Types	2-4 Units, Condo, Multi Family
Lendding Area	NATIONWIDE
Loan amount Minimum	$1,000,000
Loan amount Maximum	$5,000,000
Terms	30 year
Interest Only or Amortized	Interest Only
Lien Position	1st
General Pricing or Guideline info	- Stated Income.
Updated as of	2023-11-22

Bridge Loan Residential and Commercial Property
Property Types	2-4 Units, Industrial, Multi Family, Office, Retail, SFR, Warehouse
Lendding Area	NATIONWIDE
Loan amount Minimum	$200,000
Loan amount Maximum	$5,000,000
Terms	1 year, 18 month, 2 year
Interest Only or Amortized	Interest Only
Lien Position	1st
General Pricing or Guideline info	Outside California 680 Credit score needed
Updated as of	2023-11-22

Hard Money Loan Land Loan
Property Types	Land Entitled, Land Non-Entitled
Lendding Area	NATIONWIDE
Loan amount Minimum	$200,000
Loan amount Maximum	$5,000,000
Interest Only or Amortized	Interest Only
Cross Collateralize Blanket	Yes
Lien Position	2nd
General Pricing or Guideline info	- Case By Case Underwriting
Updated as of	2023-11-22

Summary of all Guidelines
Loan Types	Bridge Loan, Construction Loan, DSCR Loan, Hard Money Loan, Rehab Loan, Second Mortgage
Property Types	Condo, Industrial, Multi Family, Office, Retail, Senior, SFR, Shopping Center
Lendding Area	arizona, california, colorado, oregon, utah, washington
States Excluded	Nevada
Loan amount Minimum	$100,000
Loan amount Maximum	$30,000,000
Interest Rate Minimum	8%
Interest Rate Maximum	12%
Points Minimum 1st TD	1
Points Maximum 1st TD	2.5
Interest Only or Amortized	Interest Only
Prepayment Penalty	3 months
LTV Bridge	80
LTC Construction	80
ARV Rehab & Construction	70
LTC Rehab	100
Capital Source	Family Office, Individual Investors
Consumer Purpose Occupancy Types - 1st Mortgages	Non Owner

Secured Capital Lending Is Your One-stop Shop for Private Money Lending

Secured Capital Lending is Southern California’s premier source for investors seeking hard money loans and trust deed investment resources. We approach the investment process differently from many lenders. By evaluating properties instead of borrowers, we help borrowers leverage lending to realize their residential, commercial, and other investment asset goals.

Instead of complicated and stringent evaluations to determine whether a borrower is qualified, our expert staff of investors, marketers, and brokerage specialists allows us to identify workable solutions to your unique lending circumstances.

Secured Capital Lending is located in North Hollywood, CA. They offer financing for Bridge Loans, Construction Loans, Hard Money Loans, DSCR Loans, Rehab Loans and Second Mortgages. The property type they primarily lend against is SFR, Multi Family, Condo, Office, Industrial, Retail, Senior and Shopping Center. Their minimum loan amount is $100,000. Their maximum loan amount is $30,000,000. They offer loans for a minimum Term of 1 year. Although rates can change they are typically lending at a minimum rate of 8%. Maximum interest rate of 12%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 2.5.

These descriptions are limited information and meant for general reference purposes.