RRA Capital

Bridge Loan Core Bridge
Property Types	Assisted Living, Automotive, Bar, Gas Station, Hotel, Industrial, Medical Office, Mixed use, Motel, Office, Place of Worship, Restaurant, Retail, Self-Storage, Senior Care - Commercial Property, Shopping Center, Special-Use, Strip Center, Warehouse
Lendding Area	NATIONWIDE
Loan amount Minimum	$5,000,000
Loan amount Maximum	$40,000,000
Interest Rate Minimum	9.25%
Points Minimum 1st TD	1
Points Maximum 1st TD	2
Terms	1 year, 2 year, 3 year
Interest Only or Amortized	Interest Only
Extensions Available	Yes
Lien Position	1st
Prepayment Penalty	No Prepayment Penalty
Fixed or Adjustable	Adjustable
Recourse	Non Recourse
General Pricing or Guideline info	Product Type Markets: Nationwide Loan Size: $5MM - $40MM Term: 12-36 Months Max LTV: 70% Starting Rate: SOFR - 3.95 Origination Fee: 1% Exit Fee: 1% Extension Options: Yes Capex/TILC: 100% Recourse: Non-Recourse Amortization: Interest Only Lockout/Prepayment: No Lockout / 0-12 Month Minimum Interest DSCR Requirement: No DSCR Requirement Debt Yield Requirement: No Debt Yield Requirement Occupancy Requirement: No Occupancy Requirement Features: Core Bridge All Major Commercial Product Types Including Mixed-Use & Special Purpose
Updated as of	2023-11-21

Bridge Loan High LTV Bridge
Property Types	Assisted Living, Automotive, Gas Station, Hotel, Industrial, Medical Office, Mixed use, Motel, Multi Family, Office, Place of Worship, Restaurant, Retail, Self-Storage, Senior Care - Commercial Property, Shopping Center, Skilled Nursing, Special-Use, Strip Center, Warehouse
Lendding Area	NATIONWIDE
Loan amount Minimum	$5,000,000
Loan amount Maximum	$40,000,000
Interest Rate Minimum	11.25%
Points Minimum 1st TD	1
Points Maximum 1st TD	2
Terms	1 year, 2 year, 3 year
Interest Only or Amortized	Interest Only
Extensions Available	Yes
Lien Position	1st
Prepayment Penalty	No Prepayment Penalty
Recourse	Non Recourse
General Pricing or Guideline info	Product Type Markets: Nationwide Loan Size: $5MM - $40MM Term: 12-36 Months Max LTV: 85% Starting Rate: SOFR - 5.95 Origination Fee: 1% Exit Fee: 1% Extension Options: Yes Capex/TILC: 100% Recourse: Non-Recourse Amortization: Interest Only Lockout/Prepayment: No Lockout / 0-12 Month Minimum Interest DSCR Requirement: No DSCR Requirement Debt Yield Requirement: No Debt Yield Requirement Occupancy Requirement: No Occupancy Requirement Features: High LTV Bridge All Major Commercial Product Types Including Mixed-Use & Special Purpose
Updated as of	2023-11-21

Summary of all Guidelines
Loan Types	Bridge Loan, Hard Money Loan
Property Types	Agriculture, Assisted Living, Automotive, Hotel, Industrial, Manufactured Home, Medical Office, Mixed use, Mobile Home Park, Modular Home, Multi Family, Office, Place of Worship, Restaurant, Retail, Self-Storage, Senior, Shopping Center, Skilled Nursing, Special-Use, Strip Center
Lendding Area	NATIONWIDE
Loan amount Minimum	$5,000,000
Loan amount Maximum	$40,000,000
Interest Rate Minimum	5%
Points Minimum 1st TD	1
Points Maximum 1st TD	2
Terms	5 years
LTV Bridge	85
Personal Guarantee /Recourse Required	Personal Guarantee Not Required / Non-Recourse
Special Features	Mid-construction

EXPERIENCED MANAGEMENT.

RRA is a SEC-registered, veteran-owned investment firm run by a leadership team with 100+ years of combined real estate investment, management and lending experience totaling more than $15B. (1)

Since 2007, RRA has consulted on over $2.4 billion of distressed credit as workout specialists, court-appointed receivers, and asset managers. Clients include global banks, top 10 insurance companies and some of the largest PE firms in the country.

FOCUSED STRATEGY.

RRA strategically sources and invests in transitional and distressed opportunities across commercial real estate senior mortgages, second position loans and preferred equity nationwide.​

RRA targets smaller balance, less trafficked deals often with misunderstood complexities, where we believe we can outperform by utilizing the experience of our investment team to seek a definitive edge in underwriting and structuring.

HISTORICAL RESULTS.

Since 2010, RRA has originated over $1.4 billion in commercial real estate bridge loans across the United States.

RRA has a 0% loss rate on all loans originated since the firm began originating loans in 2013.

ALIGNMENT OF INTERESTS.

The principals of RRA are invested directly into each fund that we manage, creating a clear alignment of interest with our limited partners.

RRA is committed to transparency, strong investor relations, and operational best practices.

RRA Capital is located in Phoenix, Arizona. They offer financing for Bridge Loans and Hard Money Loans. The property type they primarily lend against is Agriculture, Assisted Living, Automotive, Hotel, Industrial, Manufactured Home, Medical Office, Mobile Home Park, Modular Home, Multi Family, Office, Place of Worship, Restaurant, Retail, Self-Storage, Shopping Center, Skilled Nursing, Special-Use, Strip Center, Mixed use and Senior. Their minimum loan amount is $5,000,000. Their maximum loan amount is $40,000,000. They offer loans for a minimum Term of 1 year. Maximum duration of 5 years. Although rates can change they are typically lending at a minimum rate of 5%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 2.

These descriptions are limited information and meant for general reference purposes.