Revolution Realty Capital
- Joseph Neill
Director of Servicing Oversight & Asset Management
Rehab Loan | |
| Property Types | 2-4 Units, Mixed use, Multi Family, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $100,000 |
| Loan amount Maximum | $4,000,000 |
| Interest Rate Minimum | 10% |
| Terms | 1 year |
| Typical Days Required to Fund | 6-10 Business days |
| Interest Only or Amortized | Interest Only |
| Lien Position | 1st |
| Prepayment Penalty | No Prepayment Penalty |
| Intended Occupancy | Tenant |
| General Pricing or Guideline info | Loan Amount: $10k - $4M Max Loan to Value: Up to 75% Max Loan to Cost: Up to 85% Term: 12 Months Lien Position: 1st Lien Rates as low as 9.99% Fix & Flip Loan Requirements At Revolution Realty Capital, we've financed over $1 Billion in deals. We offer commercial fix and flip loans up to $4M for eligible properties including non-owner occupied single-family, townhomes, multi-family, and mixed-use between 1 – 50 units up to 85% LTC. Our fix & flip loans have no personal income requirements, are BRRR friendly, offer no prepayment penalty, a higher LTV for proven borrowers, and quick closings in as little as 10 days. Fix & flip loans — also called rehab investor loans, house flipping loans, or hard money rehab loans — are private money loans used to improve underdeveloped or run-down properties with the intention of selling for profit. Fix and flip lenders consider the following for investors applying for fix & flip loans: •Past successes with similar real estate investments •Real estate investment experience •Credit score •Clean criminal and financial background •Size of the down payment •Liquid reserves |
| Updated as of | 2023-11-24 |
Bridge Loan | |
| Property Types | Mixed use, Multi Family, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $100,000 |
| Loan amount Maximum | $4,000,000 |
| Interest Rate Minimum | 9.5% |
| Terms | 1 year, 2 year, 3 year, 4 year, 5 year |
| Typical Days Required to Fund | 6-10 Business days |
| Interest Only or Amortized | Interest Only |
| Lien Position | 1st |
| Prepayment Penalty | No Prepayment Penalty |
| Intended Occupancy | Tenant |
| General Pricing or Guideline info | Loan Amount: $100K - $4M Rates: Starting at 9.5% Max Loan to Value: Up to 80% Max Loan to Cost: Up to 80% Personal Income Requirements: None Prepayment Penalty: None Term: 12 month term and I/O up to 5 years (no amortization period) Eligible Properties: Non-owner occupied single family properties, townhomes, multi-family properties, and mixed-use properties (50% + of square footage is residential) Number of Units: No limit Bridge Loan Requirements Our bridge loan lending team at Revolution Realty Capital has funded over $1 Billion in deals. Our short term bridge loans are designed for projects that don’t require rehab. We offer no prepayment penalty, up to 80% loan to value (LTV) ratio and higher LTV’s for proven borrowers, 80% loan to cost (LTC), plus quick pre-approvals for fast funding. What is a Bridge Loan Bridge loans — also called interim financing, gap financing, or swing loans — are short term loans designed to provide immediate funds during a transition period while waiting for permanent funding on properties that don’t require rehab. Typically, bridge loans are secured with another property as collateral. Commercial bridge loans are effectively fix and flip loans without the renovation component. Bridge lending is not typically offered by banks or credit unions and instead offered by private lenders, hard money lenders, and specialty finance companies. Bridge loan lenders consider the following for investors applying for bridge financing: •Real estate investment experience •Credit score •Clean criminal and financial background •Size of the down payment •Liquid reserves |
| Updated as of | 2023-11-24 |
Construction Loan | |
| Property Types | Mixed use, Multi Family, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $500,000 |
| Loan amount Maximum | $3,000,000 |
| Interest Rate Minimum | 10.5% |
| Terms | 1 year, 2 year |
| Typical Days Required to Fund | 6-10 Business days |
| Interest Only or Amortized | Interest Only |
| Lien Position | 1st |
| Prepayment Penalty | No Prepayment Penalty |
| Intended Occupancy | Tenant |
| Recourse | Recourse |
| General Pricing or Guideline info | Loan Amount: Up to $20M Max Loan to ARV: Up to 70% Max Loan to Cost: Up to 85% Recourse: Limited Guarantee Options Property Types: SFR, Multifamily, Conversions Term: Up to 24 Months Lien Position: 1st Lien Rates as low as 10.49% Construction Loan Requirements Our team of construction loan experts at Revolution Realty Capital has funded over $1 Billion in loans nationwide. We offer horizontal and vertical construction financing for eligible projects including infill, subdivisions, and master-planned communities. Experienced builders and developers rely on us for industry-leading financing structures, speed of execution, and certainty of closing. How a Construction Loan Works Construction loans — also called a self build loan, ground-up development financing, and new construction loans — are designed for commercial real estate investments. Ground up construction loans are short term financing options used to develop non-owner occupied single-family, multi-family, and mixed-use propertied on a permitted or permit-ready lot. Construction loan lenders consider the following for investors applying for construction funding: •Successful track record with similar real estate investments •Real estate development experience •Credit score •Clean financial and criminal background •Size of the down payment •Amount of liquid reserves |
| Updated as of | 2023-11-24 |
Bridge Loan | |
| Property Types | Industrial, Mixed use, Multi Family, Office, Retail, Self-Storage |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $500,000 |
| Loan amount Maximum | $10,000,000 |
| Interest Rate Minimum | 10.5% |
| Typical Days Required to Fund | 6-10 Business days |
| Interest Only or Amortized | Amortized and Interest Only Options available |
| Lien Position | 1st |
| Prepayment Penalty | No Prepayment Penalty |
| Intended Occupancy | Tenant |
| General Pricing or Guideline info | Loan Amount: $500K - $10M Max Loan to Value: Up to 65% Max Stabilized Value: Up to 75% Rates: Starting at 10.5% Eligible Properties: Retail, office, light industrial, self-storage, multi-family properties with 5+ units, and mixed-use properties (50%+ of square foot is residential) Number of Units: No limit Personal Income Requirements: None Prepayment Penalty: None Small Balance Commercial Property Loan Requirements Our small balance commercial lending team at Revolution Realty Capital has funded over $1 Billion in deals. Our small balance commercial real estate loans offer no prepayment penalty, up to 75% of stabilized value, 65% in loan to value (LTV) ratio, and quick pre-approvals for fast funding. Small Balance Commercial Lending Nationwide We offer fix and flip lending in 42 of 50 states including Washington DC. How Mixed Use Property Loans Work Mixed use property loans — also called small balance commercial real estate loans, commercial loans for apartment buildings, and small balance multifamily loans — are designed for commercial real estate investments. Small balance commercial loans are a private financing option used to develop multi-family, mixed-use, retail, office, light industrial, and self-storage properties. Small balance commercial mortgage lenders consider the following for investors applying for multifamily financing: •Real estate investment experience •Credit score •Clean criminal and financial background •Size of the down payment •Liquid reserves |
| Updated as of | 2023-11-27 |
Summary of all Guidelines | |
| Loan Types | Bridge Loan, Commercial Loan, Construction Loan, DSCR Loan, Rehab Loan |
| Property Types | 2-4 Units, Industrial, Medical Office, Mixed use, Multi Family, Retail, SFR, Shopping Center, Strip Center |
| Lendding Area | california, connecticut, florida, georgia, maryland, massachusetts, new-hampshire, new-jersey, north-carolina, pennsylvania, south-carolina, tennessee, texas, virginia |
| Loan amount Minimum | $1,000,000 |
| Loan amount Maximum | $20,000,000 |
| Interest Rate Minimum | 7.5% |
| Interest Rate Maximum | 14% |
| Points Minimum 1st TD | 1 |
| Points Maximum 1st TD | 2 |
| Terms | 6 months, 1 year, 18 months, 2 years, 30 years |
| Credit Score Min | 620 |
| Interest Only or Amortized | Interest Only, Amoritzed |
| Prepayment Penalty | 3 months |
| LTV Bridge | 75 |
| LTC Construction | 85 |
| Upfront Fees | Appraisal, Document Review, Fund Control, Underwriting |
| ARV Rehab & Construction | 75 |
| LTC Rehab | 85 |
| LTV Long Term Rental | 85 |
| Personal Guarantee /Recourse Required | Personal Guarantee Required / Recourse, Personal Guarantee Not Required / Non-Recourse |
| Capital Source | Mortgage Fund |
| Intended Occupancy | Vacant, Tenant |
| Percentage of Budget Financed - Rehab | 100 |
| LTC Percentage of Budget Financed | 100 |
Revolution Realty Capital is a direct private lending partner providing debt financing to real estate investors nationwide.
You demand a private lending partner to take your business to the next level. We provide fast, reliable, and no-hassle private loans for investors.
Revolution Realty Capital is located in Carlsbad, CA. They offer financing for Bridge Loans, Construction Loans, Commercial Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR, 2-4 Units, Multi Family, Industrial, Retail, Mixed use, Medical Office, Shopping Center and Strip Center. Their minimum loan amount is $1,000,000. Their maximum loan amount is $20,000,000. They offer loans for a minimum Term of 6 months. Maximum duration of 6 months;1 year;18 months;2 years;30 years. Although rates can change they are typically lending at a minimum rate of 7.5%. Maximum interest rate of 14%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 2.
These descriptions are limited information and meant for general reference purposes.
5927 Balfour Ct #208
Carlsbad,
CA
92008
