Rehab Financial Group

Rehab Loan Ground Up, 660 - 699 FICO
Property Types	2-4 Units, SFR
Lendding Area	alabama, california, colorado, connecticut, delaware, florida, georgia, illinois, indiana, iowa, kansas, kentucky, louisiana, maine, maryland, massachusetts, michigan, minnesota, mississippi, missouri, montana, new-hampshire, new-jersey, new-mexico, new-york, north-carolina, ohio, oregon, pennsylvania, rhode-island, south-carolina, tennessee, texas, utah, virginia, washington, west-virginia, wisconsin
Loan amount Minimum	$50,000
Loan amount Maximum	$1,000,000
Terms	6 month, 1 year, 18 month
Credit Score Min	660
Reserve Requirement	7 months
General Pricing or Guideline info	HOW IT WORKS: 1. The approval for this loan is based on ground up construction experience, cash for closing + 6 months reserves, credit and income. a. At least 1 verifiably completed ground up within the most recent 12 months. 2. Land must be purchased in advance, have a foundation poured with permits approved for building. b. RFG may refund the cost of the foundation as part of the total loan subject to appropriate ARV limit. Experienced 1-4 family builders may qualify for refund of land purchase price.   [] Closing times typically 10-14 business days   [] Call for rate/program with FICO < 660   [] Loan size $50,000 – $1,000,000   [] Your choice on level of transaction involvement   [] Interest as drawn for construction >$100,000
Updated as of	2023-01-30

Rehab Loan Ground Up, 700+ FICO
Property Types	2-4 Units, SFR
Lendding Area	alabama, california, colorado, connecticut, delaware, florida, georgia, illinois, indiana, iowa, kansas, kentucky, louisiana, maine, maryland, massachusetts, michigan, minnesota, mississippi, missouri, montana, new-hampshire, new-jersey, new-mexico, new-york, north-carolina, ohio, oregon, pennsylvania, rhode-island, south-carolina, tennessee, texas, utah, virginia, washington, west-virginia, wisconsin
Loan amount Minimum	$50,000
Loan amount Maximum	$1,000,000
Terms	6 month, 1 year, 18 month
Credit Score Min	700
Reserve Requirement	7 months
General Pricing or Guideline info	HOW IT WORKS: 1. The approval for this loan is based on ground up construction experience, cash for closing + 6 months reserves, credit and income. a. At least 1 verifiably completed ground up within the most recent 12 months. 2. Land must be purchased in advance, have a foundation poured with permits approved for building. b. RFG may refund the cost of the foundation as part of the total loan subject to appropriate ARV limit. Experienced 1-4 family builders may qualify for refund of land purchase price.   [] Closing times typically 10-14 business days   [] Call for rate/program with FICO < 660   [] Loan size $50,000 – $1,000,000   [] Your choice on level of transaction involvement   [] Interest as drawn for construction >$100,000
Updated as of	2023-01-30

Rehab Loan Rehab up to 100% of purchase and Rehab, up to 70% ARV
Property Types	2-4 Units, SFR
Lendding Area	alabama, california, colorado, connecticut, delaware, florida, georgia, illinois, indiana, iowa, kansas, kentucky, louisiana, maine, maryland, massachusetts, michigan, minnesota, mississippi, missouri, montana, new-hampshire, new-jersey, new-mexico, new-york, north-carolina, ohio, oregon, pennsylvania, rhode-island, south-carolina, tennessee, texas, utah, virginia, washington, west-virginia, wisconsin
Loan amount Minimum	$50,000
Loan amount Maximum	$1,000,000
Points Minimum 1st TD	2
Terms	6 month, 1 year, 18 month
Credit Score Min	700
Fees	Application
Documents needed	Application, Bank Statements - Business Account - 6 month, Bank Statements - Personal as well, Purchase Contract, Tax Returns - Personal - 2 years, Tax Returns - Business - 2 years
Reserve Requirement	7 months
General Pricing or Guideline info	100% PREMIER Home rehab loans for 100% of the purchase price & rehab costs, up to 70% ARV Competitive Rates • Super-Fast Funding This Fix-to-Flip loan is perfect for the flipper who has a good/excellent credit score of 620+, and verifiable income/cash flow. The unique benefit of this product is you can get a home rehab loan for 100% of the purchase price and rehab costs, up to 70% of ARV, keeping as much cash in your pocket as possible! Most other private lenders for real estate do not offer 100% financing home rehab loans. It’s one of the most unique private lending products for real estate around. FEATURES   [] Term: 4, 8 or 12-month loan   [] Loan Amount: $50k – $1M   [] Points: As low as 2.0%   [] One-time $250 application fee   [] All cost paid outside of settlement BENEFITS   [] Loan for 100% of purchase price and rehab funds, up to 70% of ARV   [] As low as 620 minimum FICO [] No money down  [] Competitive rates   [] Interest-only payments   [] Financing delivered in 14 days or less   [] No prepayment penalty   [] Ground Up options available
Updated as of	2023-01-30

Summary of all Guidelines
Loan Types	Construction Loan, DSCR Loan, Rehab Loan
Property Types	2-4 Units, Mixed use, Multi Family, SFR
Lendding Area	alabama, california, colorado, connecticut, delaware, florida, georgia, illinois, indiana, kansas, kentucky, louisiana, maine, maryland, massachusetts, michigan, minnesota, mississippi, missouri, montana, new-hampshire, new-jersey, new-mexico, north-carolina, ohio, oregon, pennsylvania, rhode-island, south-carolina, tennessee, texas, utah, virginia, washington, west-virginia, wisconsin
Loan amount Minimum	$50,000
Loan amount Maximum	$1,000,000
Points Minimum 1st TD	2
Terms	1 year
Credit Score Min	620
Prepayment Penalty	No Prepayment Penalty
LTC Construction	100
ARV Rehab & Construction	70
LTC Rehab	100
Intended Occupancy	Vacant
Special Features	Proof of Funds Letter
Percentage of Budget Financed - Rehab	100
LTC Percentage of Budget Financed	100

Rehab Financial Group is a private money lender that lends to real estate investors in 38 states across the country. We lend 100% of both purchase and rehab costs for a project, up to 70% of your After Repair Value (ARV). That means NO DOWN PAYMENT! This unique approach can help you keep more money in your pocket, and free up cash for emergency expenditures on the project. Unlike loans from most private money or hard money lenders, RFG helps expedite the buying process of distressed properties with no money down and 100% financing. You’ll only be responsible for closing costs, fees, and interest-only payments.

Rehab Financial Group is located in Rosemont, PA. They offer financing for Construction Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR, Multi Family, Mixed use and 2-4 Units. Their minimum loan amount is $50,000. Their maximum loan amount is $1,000,000. Maximum duration of 1 year. Points charged are deal specific, but historically have charged a minimum of 2.

These descriptions are limited information and meant for general reference purposes.