Red Oak Capital Holdings

Hard Money Loan
Property Types	Hotel, Industrial, Medical Office, Mixed use, Mobile Home Park, Motel, Multi Family, Retail, Self-Storage
Lendding Area	NATIONWIDE
Loan amount Minimum	$2,000,000
Loan amount Maximum	$20,000,000
Interest Rate Maximum	10.75%
Points Minimum 1st TD	1
Points Maximum 1st TD	2
Typical Days Required to Fund	31-40 Business days
Interest Only or Amortized	Interest Only
Lien Position	1st
Fixed or Adjustable	Adjustable
Recourse	Non Recourse
Updated as of	2024-04-11

Summary of all Guidelines
Loan Types	Bridge Loan, Hard Money Loan
Property Types	Hotel, Industrial, Medical Office, Mixed use, Multi Family, Retail, Self-Storage, Senior, Shopping Center
Lendding Area	NATIONWIDE
Loan amount Minimum	$2,000,000
Loan amount Maximum	$20,000,000
Interest Rate Minimum	8%
Interest Rate Maximum	12%
Points Minimum 1st TD	3
Points Maximum 1st TD	5
Terms	1 year, 3 years
Credit Score Min	620
Prepayment Penalty	To be determined
LTV Bridge	75
LTC Construction	85
Personal Guarantee /Recourse Required	Yes Personal Guarantee / Recourse Required, No Personal Guarantee / Non-Recourse
Special Features	Discretionary Capital - Structured Solutions

Red Oak Capital Holdings has executed more than $5 billion in transactions across the U.S. and is relied upon by borrowers to provide flexible and highly customized debt and equity financing solutions that align with our team’s strong origination, underwriting and closing capabilities, Certainty of Execution is key.

Red Oak Capital Holding's objective is to generate absolute returns that align with institutional targets while working diligently to mitigate the credit risk through advanced structuring and a comprehensive credit process. We seek to create risk efficient investments that optimize diversification and are purely uncorrelated to broader financial markets.

Red Oak Capital Holdings is located in Grand Rapids, Michigan. They offer financing for Bridge Loans and Hard Money Loans. The property type they primarily lend against is Hotel, Industrial, Medical Office, Multi Family, Retail, Self-Storage, Shopping Center, Mixed use and Senior. Their minimum loan amount is $2,000,000. Their maximum loan amount is $20,000,000. They offer loans for a minimum Term of 1 year. Maximum duration of 1 year;3 years. Although rates can change they are typically lending at a minimum rate of 8%. Maximum interest rate of 12%. Points charged are deal specific, but historically have charged a minimum of 3. Maximum points charged are 5.

These descriptions are limited information and meant for general reference purposes.