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Provident Bank Commercial

For use by Real Estate and Lending Professionals Only. The above is not intended for use by prospective borrowers, or the general public

Construction Loan
Construction - Multifamily / SFR / Commercial

Property Types 2-4 Units, Condo, Industrial, Mixed use, Multi Family, Office, Retail, SFR
Lendding Area california
Loan amount Minimum $350,000
Loan amount Maximum $6,000,000
Updated as of 2022-01-01
Program Code LG94

Summary of all Guidelines

Loan Types Commercial Loan, Construction Loan
Property Types Industrial, Mobile Home Park, Multi Family, Office, Retail, Self-Storage
Lendding Area california
Loan amount Minimum $350,000
Loan amount Maximum $6,000,000
Interest Rate Minimum 5.5%
Interest Rate Maximum 6%
Terms 30 yrs
Prepayment Penalty 3+ years
Upfront Fees Appraisal, Credit Report, Loan Documents, Underwriting
Company Size Wholesale, Bank, Large Company 11 - 100


Provident Bank was founded in 1956 by Gordon A. Blunden who was Chairman and CEO for more than 30 years. His son, Craig G. Blunden is currently the CEO and has been with the company for more than 40 years. Provident Bank is the largest independent community bank headquartered in Riverside County and operates on a fundamental concept of providing superior customer service and relevant financial products. We recognize, now more than ever before, that customers have many options to choose from when selecting their primary financial institution and while the industry may be shrinking, the competition for your business is not. Acknowledging this fact requires that Provident Bank be a recognized value-added financial services partner in the communities we serve. Provident Bank is proud to be a member of the greater Riverside area for over 60 years.


At Provident Bank, our belief is to provide cost-effective financial solutions to our customers with the kind of service immediately recognized as unique to Provident Bank: It's our brand. Rapid changes in the economy and how individuals within Riverside County live and work requires that we also deliver on customer expectations. At Provident Bank, having meaningful conversations with our customers where we listen as much as we talk is simply a core principle of who we are. In this way, we are committed to the belief that our communities are better served when decisions about financial products and services are made locally by people who know the markets. We promise to work hard to earn your trust, to maintain our good name, and be the best financial services option that anyone could ask for in this community.


Our corporate values reinforce our philosophy to empower our employees to make decisions that are prudent for the times and appropriate for our customers and our shareholders. We acknowledge that we must also be good corporate citizens. This is why we created a foundation to award local grants, a community partnership program to help the not-for-profit and non-profit organizations and routinely host seminars to educate our community.


Many of our employees have been with Provident Bank for more than 20 years, some much longer, they live locally and are actively involved in the community along with their families. We are very fortunate to have so many dedicated employees throughout our company to serve you. It is why we can deliver every day on the promise of providing outstanding service. We are confident that Provident Bank will exceed your expectations.

Provident Bank Commercial is located in Riverside, California. They offer financing for Construction Loans and Commercial Loans. The property type they primarily lend against is Multi Family, Office, Industrial, Retail, Mobile Home Park and Self-Storage. Their minimum loan amount is $350,000. Their maximum loan amount is $6,000,000. They offer loans for a minimum Term of 2 years. Maximum duration of 30 yrs. Although rates can change they are typically lending at a minimum rate of 5.5%. Maximum interest rate of 6%. Points charged are deal specific, but historically have charged a minimum of 0. Maximum points charged are 0.

These descriptions are limited information and meant for general reference purposes.
3756 Central Ave
For use by Real Estate and Lending Professionals Only. The above is not intended for use by prospective borrowers, or the general public. The availability of Rate and Programs is subject to change without notice.If you would like to stop receiving future facsimile advertisements please call 866-406-2910, you will be prompted to insert pin number 18961435 and your fax number. You may also contact Provident’s Commercial Loan Department by calling 951-686-6060, Mon-Fri 9am-4pmProvident Bank NMLS# 449980