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Pivotal Capital Group

Borrow. Build. Repeat.

Summary of all Guidelines

Loan TypesBridge Loan, Construction Loan, Hard Money Loan, Rehab Loan
Property TypesSFR
Lendding Areacalifornia
Loan amount Minimum $150,000
Loan amount Maximum $30,000,000
Interest Rate Minimum 8%
Interest Rate Maximum 11%
Points Minimum 1st TD 1
Points Maximum 1st TD 2
Terms 2 years, 3 years
Prepayment PenaltyNone
LTC Construction90
Percentage of Reno / Construction Cost Financed) 100
ARV Rehab & Construction85
Personal Guarantee /Recourse RequiredNo Recourse
Intended OccupancyNon-Owner

Pivotal Capital Group is deeply rooted in real estate lending with our success built on the extensive experience of its two principals – Brad Rust and Joe Gigliello. Together they have been financing real estate for over 50 years and are passionate about helping real estate investors succeed.

Pivotal Capital Group is located in Ladera Ranch, CA. They offer financing for Bridge Loans, Construction Loans, Hard Money Loans and Rehab Loans. The property type they primarily lend against is SFR. Their minimum loan amount is $150,000. Their maximum loan amount is $30,000,000. Maximum duration of 2 years;3 years. Although rates can change they are typically lending at a minimum rate of 8%. Maximum interest rate of 11%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 2.

These descriptions are limited information and meant for general reference purposes.
111 Corporate Drive, Suite 270
Ladera Ranch, 
CA
 92694
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