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Mid Valley Financial

Your One-Stop California Mortgage Solution! Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across California. Whether you're a first-time homebuyer or a business owner with commercial or agricultural property, MVF is here to help you achieve your goals, regardless of your credit, assets, or income. At MVF, our mission is simple: to guide residential and commercial clients to the best mortgage options available in California. We specialize in finding the perfect loan package for every situation, ensuring a fast and straightforward loan process. With an exceptional 98.8% satisfaction rating based on over 1100 reviews, we are dedicated to your ultimate satisfaction. As a hybrid mortgage banker, we offer the best of both worlds when it comes to real estate financing. The majority of our loans are funded directly, allowing our clients to take advantage of competitive rates, low fees, and borrower-friendly underwriting. Additionally, our extensive broker network enables us to shop rates from trusted lenders nationwide, ensuring that every client receives a mortgage tailored to their specific needs. Experience the MVF difference, where we turn 'No' into 'Yes' for all your mortgage needs. Join our list of delighted clients today and let us help you achieve your real estate goals.

Long Term Rental Loan
Multi-Family Loan

Property Types Multi Family
Lendding Area california
Loan amount Minimum $500,000
Loan amount Maximum $10,000,000
Interest Rate Minimum 7.5%
Terms 3 year, 5 year, 7 year, 10 year, 15 year, 20 year, 25 year
Lien Position 1st
General Pricing or Guideline info Mid Valley Financial has a variety of options for multi-family loans. We provide a wide range of loan amounts, and can offer a loan-to-value ratio up to 90%. We take pride in offering low rates and a simplified loan process. Our experts are here to help you get started so you can get the best loan option for your needs!
Updated as of 2022-01-01
Program Code LG481

SBA Loan

Property Types Car Wash, Gas Station, Hotel, Medical Office, Office, Retail, Warehouse
Lendding Area california
Loan amount Minimum $500,000
Loan amount Maximum $2,000,000
Interest Rate Minimum 7.5%
Terms 7 year, 10 year, 15 year, 20 year, 25 year
Lien Position 1st
Updated as of 2022-01-01
Program Code LG480

Bridge Loan
Hard Money

Property Types Automotive, Gas Station, Hotel, Industrial, Mixed use, Mobile Home Park, Motel, Multi Family, Office, Retail, Self-Storage, Special-Use
Lendding Area california
Loan amount Minimum $50,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 9%
Interest Rate Maximum 12%
Terms 3 year, 5 year, 7 year, 10 year, 15 year, 20 year, 25 year
Lien Position 1st
Updated as of 2022-01-01
Program Code LG483

Bridge Loan
Non-Traditional Financing

Property Types Gas Station, Mixed use, Multi Family, Office, Retail, Self-Storage
Lendding Area california
Loan amount Minimum $75,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 7.5%
Terms 3 year, 5 year, 7 year, 10 year, 15 year, 20 year, 25 year
Lien Position 1st
General Pricing or Guideline info Mid Valley Financial has a variety of options for multi-family loans. We provide a wide range of loan amounts, and can offer a loan-to-value ratio up to 90%. We take pride in offering low rates and a simplified loan process. Our experts are here to help you get started so you can get the best loan option for your needs!
Updated as of 2022-01-01
Program Code LG482

Rehab Loan

Property Types SFR
Lendding Area california
Loan amount Minimum $50,000
Loan amount Maximum $2,000,000
Interest Rate Minimum 9%
Interest Rate Maximum 12%
Terms 3 year, 5 year, 7 year, 10 year, 15 year, 20 year, 25 year
Lien Position 1st
General Pricing or Guideline info Residential and Commercial (Rates & Terms are subject to change)
Updated as of 2022-01-01
Program Code LG485

Construction Loan

Property Types SFR
Lendding Area california
Loan amount Minimum $50,000
Loan amount Maximum $2,000,000
Interest Rate Minimum 9%
Interest Rate Maximum 12%
Terms 3 year, 5 year, 7 year, 10 year, 15 year, 20 year, 25 year
Lien Position 1st
General Pricing or Guideline info Residential and Commercial (Rates & Terms are subject to change)
Updated as of 2022-01-01
Program Code LG484

Rehab Loan
Land Loans

Property Types Land Entitled, Land Non-Entitled
Lendding Area california
Loan amount Minimum $50,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 10%
Interest Rate Maximum 13%
Terms 6 month, 9 months, 1 year, 2 year, 3 year, 4 year, 5 year
Lien Position 1st
General Pricing or Guideline info Residential and Commercial (Rates & Terms are subject to change)
Updated as of 2022-01-01
Program Code LG486

Summary of all Guidelines

Mid Valley Financial is located in Fresno, CA.

These descriptions are limited information and meant for general reference purposes.
7644 N. Palm Avenue
Fresno, 
CA
 93711