Mid Valley Financial
Your One-Stop California Mortgage Solution! Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across California. Whether you're a first-time homebuyer or a business owner with commercial or agricultural property, MVF is here to help you achieve your goals, regardless of your credit, assets, or income. At MVF, our mission is simple: to guide residential and commercial clients to the best mortgage options available in California. We specialize in finding the perfect loan package for every situation, ensuring a fast and straightforward loan process. With an exceptional 98.8% satisfaction rating based on over 1100 reviews, we are dedicated to your ultimate satisfaction. As a hybrid mortgage banker, we offer the best of both worlds when it comes to real estate financing. The majority of our loans are funded directly, allowing our clients to take advantage of competitive rates, low fees, and borrower-friendly underwriting. Additionally, our extensive broker network enables us to shop rates from trusted lenders nationwide, ensuring that every client receives a mortgage tailored to their specific needs. Experience the MVF difference, where we turn 'No' into 'Yes' for all your mortgage needs. Join our list of delighted clients today and let us help you achieve your real estate goals.
Long Term Rental Loan | |
| Property Types | Multi Family |
| Lendding Area | california |
| Loan amount Minimum | $500,000 |
| Loan amount Maximum | $10,000,000 |
| Interest Rate Minimum | 7.5% |
| Terms | 3 year, 5 year, 7 year, 10 year, 15 year, 20 year, 25 year |
| Lien Position | 1st |
| General Pricing or Guideline info | Mid Valley Financial has a variety of options for multi-family loans. We provide a wide range of loan amounts, and can offer a loan-to-value ratio up to 90%. We take pride in offering low rates and a simplified loan process. Our experts are here to help you get started so you can get the best loan option for your needs! |
| Updated as of | 2022-01-01 |
SBA Loan | |
| Property Types | Car Wash, Gas Station, Hotel, Medical Office, Office, Retail, Warehouse |
| Lendding Area | california |
| Loan amount Minimum | $500,000 |
| Loan amount Maximum | $2,000,000 |
| Interest Rate Minimum | 7.5% |
| Terms | 7 year, 10 year, 15 year, 20 year, 25 year |
| Lien Position | 1st |
| Updated as of | 2022-01-01 |
Bridge Loan | |
| Property Types | Automotive, Gas Station, Hotel, Industrial, Mixed use, Mobile Home Park, Motel, Multi Family, Office, Retail, Self-Storage, Special-Use |
| Lendding Area | california |
| Loan amount Minimum | $50,000 |
| Loan amount Maximum | $5,000,000 |
| Interest Rate Minimum | 9% |
| Interest Rate Maximum | 12% |
| Terms | 3 year, 5 year, 7 year, 10 year, 15 year, 20 year, 25 year |
| Lien Position | 1st |
| Updated as of | 2022-01-01 |
Bridge Loan | |
| Property Types | Gas Station, Mixed use, Multi Family, Office, Retail, Self-Storage |
| Lendding Area | california |
| Loan amount Minimum | $75,000 |
| Loan amount Maximum | $5,000,000 |
| Interest Rate Minimum | 7.5% |
| Terms | 3 year, 5 year, 7 year, 10 year, 15 year, 20 year, 25 year |
| Lien Position | 1st |
| General Pricing or Guideline info | Mid Valley Financial has a variety of options for multi-family loans. We provide a wide range of loan amounts, and can offer a loan-to-value ratio up to 90%. We take pride in offering low rates and a simplified loan process. Our experts are here to help you get started so you can get the best loan option for your needs! |
| Updated as of | 2022-01-01 |
Rehab Loan | |
| Property Types | SFR |
| Lendding Area | california |
| Loan amount Minimum | $50,000 |
| Loan amount Maximum | $2,000,000 |
| Interest Rate Minimum | 9% |
| Interest Rate Maximum | 12% |
| Terms | 3 year, 5 year, 7 year, 10 year, 15 year, 20 year, 25 year |
| Lien Position | 1st |
| General Pricing or Guideline info | Residential and Commercial (Rates & Terms are subject to change) |
| Updated as of | 2022-01-01 |
Construction Loan | |
| Property Types | SFR |
| Lendding Area | california |
| Loan amount Minimum | $50,000 |
| Loan amount Maximum | $2,000,000 |
| Interest Rate Minimum | 9% |
| Interest Rate Maximum | 12% |
| Terms | 3 year, 5 year, 7 year, 10 year, 15 year, 20 year, 25 year |
| Lien Position | 1st |
| General Pricing or Guideline info | Residential and Commercial (Rates & Terms are subject to change) |
| Updated as of | 2022-01-01 |
Rehab Loan | |
| Property Types | Land Entitled, Land Non-Entitled |
| Lendding Area | california |
| Loan amount Minimum | $50,000 |
| Loan amount Maximum | $5,000,000 |
| Interest Rate Minimum | 10% |
| Interest Rate Maximum | 13% |
| Terms | 6 month, 9 months, 1 year, 2 year, 3 year, 4 year, 5 year |
| Lien Position | 1st |
| General Pricing or Guideline info | Residential and Commercial (Rates & Terms are subject to change) |
| Updated as of | 2022-01-01 |
Summary of all Guidelines |
Mid Valley Financial is located in Fresno, CA.
These descriptions are limited information and meant for general reference purposes.
7644 N. Palm Avenue
Fresno,
CA
93711
