Skip to content
Close this search box.

Louie Loans

Summary of all Guidelines

Loan Types Bridge Loan, Hard Money Loan
Property Types 2-4 Units, SFR
Lendding Area california
Loan amount Minimum $50,000
Loan amount Maximum $20,000,000
Interest Rate Minimum 8%
Interest Rate Maximum 12%
Points Minimum 1st TD 2
Points Maximum 1st TD 2
Terms 2 years, 3 years
Interest Only or Amortized Amoritzed
Prepayment Penalty None
LTV Bridge 70
LTC Construction 75
Upfront Fees Appraisal, Loan Documents
Personal Guarantee /Recourse Required No Recourse
Intended Occupancy Owner, Non-Owner, Owner bridge
Consumer Purpose Occupancy Types - 1st Mortgages No

Louie Loans is a hard money lender in Southern California. Unlike banks, we are not restricted to stringent underwriting guidelines and approval requirements.

Louie Loans provides qualified developers and borrowers with quick acquisition financing for non-owner occupied property and provide private investors with real estate secured trust deed investments.

These acquisitions typically include single family residences 1-4 units, multi-family and commercial properties located in Southern California . Louie Loans core business model has been to lend capital to experienced developers who purchase properties at a discount or add value to the parcel. These developers typically rehabilitate and improve the property, to sell for a profit. Louie Loans frequently closes hard money loans in as few as 5-7 days.

What sets us apart is the ability to close quickly without going through a lengthy approval process with layers of decision making and conditions.

Whether you are an investor interested in real estate secured investment opportunities (i.e. Trust Deeds), or a qualified developer looking for hard money, contact us to see if we can be of service!

Louie Loanss is located in San Diego, CA. They offer financing for Bridge Loans and Hard Money Loans. The property type they primarily lend against is SFR and 2-4 Units. Their minimum loan amount is $50,000. Their maximum loan amount is $20,000,000. They offer loans for a minimum Term of 2 years. Maximum duration of 2 years;3 years. Although rates can change they are typically lending at a minimum rate of 8%. Maximum interest rate of 12%. Points charged are deal specific, but historically have charged a minimum of 2. Maximum points charged are 2.

These descriptions are limited information and meant for general reference purposes.
350 11th Avenue #134
San Diego,