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Lending One

Thousands of Real Estate Investors Trust Us Each Year

Long Term Rental Loan
Long Term Rental Portfolio

Property Types SFR
Lendding Area NATIONWIDE
Interest Rate Minimum 6%
Interest Rate Maximum 7.5%
Updated as of 2022-01-01
Program Code LG75

Summary of all Guidelines

Loan Types Bridge Loan, Construction Loan, DSCR Loan, Hard Money Loan, Investment property Line of Credit, Rehab Loan, Rental Portfolio
Property Types Condo, Multi Family, SFR
Lendding Area arkansas, california, colorado, connecticut, delaware, florida, georgia, hawaii, idaho, illinois, indiana, iowa, kansas, kentucky, louisiana, maine, maryland, massachusetts, mississippi, montana, nebraska, new-hampshire, new-jersey, new-mexico, north-carolina, north-dakota, oregon, rhode-island, south-carolina, south-dakota, tennessee, texas, vermont, washington
Loan amount Minimum $75,000
Loan amount Maximum $3,000,000
Interest Rate Minimum 6%
Interest Rate Maximum 13%
Points Minimum 1st TD 2
Points Maximum 1st TD 4
Terms 1 year, 20 year, 30 Years
Credit Score Min 600
Interest Only or Amortized Interest Only
Prepayment Penalty None, 3+ years
LTV Bridge 70
LTC Construction 90
Upfront Fees Appraisal, Legal Review
Personal Guarantee /Recourse Required Recourse, No Recourse
Intended Occupancy Non-Owner
Special Features Line of Credit / Equity LIne

Three Simple Reasons to choose LendingOne

Thousands of investors trust us each year

Great Rates, High Leverage, Low Fees

Excellent customer service from a dedicated advisor.

Ask yourself these questions and see if partnering with LendingOne is the perfect choice for your real estate investing situation.


Are you a busy investor looking to scale your business? Focus on what you do best by actually spending your time on Investing and let us worry about all the financing headaches.
Most of our investors have worked with banks in the past and turn to use to make their lives easier and more streamlined.


Tired of banks and their rigid guidelines, rules, restrictions, and credit committees overseeing the approval of your loan?

We use a simple yet effective common-sense approach that first focuses on the property and then looks at your experience, income, and assets, so we can come to quick approval on your loan.


We close thousands of loans per year for a reason.

We understand when you put a deposit on a property that means a lot and you are entrusting us to deliver. Years of being a market leader comes from focusing on continuing to improve and deliver for our clients.


We are advisors first and direct you to the right solutions. Others focus on the deal, but we are focused on the long-term relationship and the successful growth of your real estate business.
If we do well by you, you will purchase many more properties and have many things to work on as we do well together.


Our goal is to help you from the time you start investing to the time you hand over your properties to your children
We help investors progress and grow through their investing careers. Many of our clients start as part-time investors and then transition to full-time and then build large portfolios. We can help with fix/flip, fix to rent, new construction, rental portfolios and apartment buildings.

A Professional Approach to Investor Lending?
Meet your new partners in direct private lending. We are focused on providing excellent client service, a professional approach and true reliability. Our industry experts provide tailored strategy and one-on-one transaction support to help you grow your portfolio.

A True Team Working to Close each and every loan

What Separates Us From The Rest?

We are not a bank or a hard money lender, but rather a direct private real estate lender who specializes in real estate investor loans. We use our own capital and an easy process to finance investors around the country. LendingOne was created by real estate investors for real estate investors after personally experiencing the frustration of borrowing from traditional lenders.

If you answered yes to any of these questions, then it is time to start partnering with LendingOne. We invite you to get started today and see for yourself why you made the right choice in deciding to partner with us.

Lending One is located in Boca Raton, Florida. They offer financing for Bridge Loans, Construction Loans, Hard Money Loans, Investment property Line of Credit, DSCR Loans, Rehab Loans and Rental Portfolio. The property type they primarily lend against is SFR, Multi Family and Condo. Their minimum loan amount is $75,000. Their maximum loan amount is $3,000,000. They offer loans for a minimum Term of 1 year. Maximum duration of 1 year;20 year;30 Years. Although rates can change they are typically lending at a minimum rate of 6%. Maximum interest rate of 13%. Points charged are deal specific, but historically have charged a minimum of 2. Maximum points charged are 4.

These descriptions are limited information and meant for general reference purposes.
901 Yamato Rd., Suite 150
Boca Raton,