Skip to content
Close this search box.

JCAP Private Lending

Summary of all Guidelines

Loan Types Bridge Loan, DSCR Loan, Hard Money Loan, Rehab Loan
Property Types Multi Family, SFR
Lendding Area NATIONWIDE
States Excluded Idaho, Minnesota, Nevada, North Dakota, South Dakota, Vermont
Loan amount Minimum $30,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 10%
Interest Rate Maximum 12%
Points Minimum 1st TD 1.5
Points Maximum 1st TD 3
Terms 18 months
Credit Score Min 620
Interest Only or Amortized Interest Only
LTV Bridge 70
LTC Construction 75
Upfront Fees Appraisal
ARV Rehab & Construction 70
LTC Rehab 75
Intended Occupancy Owner, Owner bridge, Vacant, Tenant
Consumer Purpose Occupancy Types - 1st Mortgages Yes

Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans. Our experienced team has been providing quality mortgage services for over 30 years.

Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate. Jcap has an innovative approach to lending: focusing on speed, simplicity, and safety for borrowers and investors.

Jcap’s operating philosophy is simple –

“We Care & We Serve”

JCAP Private Lending is located in Costa Mesa, CA. They offer financing for Bridge Loans, Hard Money Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR and Multi Family. Their minimum loan amount is $30,000. Their maximum loan amount is $5,000,000. They offer loans for a minimum Term of 3 months. Maximum duration of 18 months. Although rates can change they are typically lending at a minimum rate of 10%. Maximum interest rate of 12%. Points charged are deal specific, but historically have charged a minimum of 1.5. Maximum points charged are 3.

These descriptions are limited information and meant for general reference purposes.
3151 Airway Ave Ste Q3,
Costa Mesa,