i Fund Cities

Summary of all Guidelines
Loan Types	Bridge Loan, Commercial Loan, Construction Loan, DSCR Loan, Rehab Loan
Property Types	2-4 Units, Condo, Multi Family, SFR
Lendding Area	NATIONWIDE
Loan amount Minimum	$75,000
Loan amount Maximum	$5,000,000
Interest Rate Minimum	7%
Terms	18 months
LTV Bridge	80
LTC Construction	85
ARV Rehab & Construction	70
LTC Rehab	85
LTV Long Term Rental	75
Personal Guarantee /Recourse Required	Personal Guarantee Required / Recourse
Percentage of Budget Financed - Rehab	100
LTC Percentage of Budget Financed	100

i Fund Cities is a flexible and reliable lending platform providing Kick-A$$ Loans to residential real estate investors nationwide. It all started in the City of Brotherly Love, Philadelphia, where the partners set out on a mission to provide the most cost-effective and efficient capital to local investors. Branded locally as i Fund Philly, our cult-like following grew quickly and we soon realized our services were needed in more than just one city. As a result, i Fund Cities was born.

BUILT BY INVESTORS FOR INVESTORS.
i Fund Cities' approach to lending stems from our own experience as investors—(yep, we are investors, too)! Just like you, we’re hustle and grit, not suit and tie. Like you too, we’re entrepreneurial, creative thinkers, and we value upfront, honest talk about deals, business, and life. We get that dealing with lenders sucks. That’s why we’re doing everything we can to make it suck a lot less.

WE KNOW YOUR CHALLENGES.
There are so many cracks in the current lending system—timing of draws, loan management via borrower portals, time to close on a property, slow term sheets, stressing out about money required for closing, and more. We’ve been on your side of the table, and often, it just ain’t pretty.

WE KNOW YOUR PROJECT IS DIFFERENT.
Developers need tailored solutions for each and every deal. That’s why we design our loan programs to support your project’s needs and your company’s growth. With our team of dedicated professionals that are just a call away, we offer an innovative and bespoke loan experience to allow for quicker turnaround times between construction draws and almost instantaneous pre-approval for loans.

WE KNOW YOU NEED A PARTNER. WE'VE GOT YOUR BACK.
Our goal is to be your partner. When you work with us, you gain access to professionals with the knowledge, availability, and expertise to help troubleshoot any issues that may arise during the course of your deal. Our commitment to our clients means we not only look at deals to see if they make sense for us, but we also make sure they make sense for you as well. We built our business model off the idea of creating a customer service company first, and a lending company second. This way, we can build long-term partnerships with our borrowers.

i Fund Cities is located in Philadelphia, PA. They offer financing for Bridge Loans, Construction Loans, Commercial Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR, Multi Family, Condo and 2-4 Units. Their minimum loan amount is $75,000. Their maximum loan amount is $5,000,000. They offer loans for a minimum Term of 6 months. Maximum duration of 18 months. Although rates can change they are typically lending at a minimum rate of 7%.

These descriptions are limited information and meant for general reference purposes.