HomeBank of California

Summary of all Guidelines
Loan Types	Bridge Loan, Commercial Loan, DSCR Loan, Land
Property Types	2-4 Units, Industrial, Mixed use, Multi Family, Office, Retail, SFR
Lendding Area	california
Loan amount Minimum	$100,000
Loan amount Maximum	$7,000,000
Interest Rate Minimum	7.25%
Interest Rate Maximum	8%
Points Minimum 1st TD	1
Terms	30 years
Interest Only or Amortized	Interest Only, Amoritzed
LTV Bridge	65
LTC Construction	65
Personal Guarantee /Recourse Required	Personal Guarantee Required / Recourse
Intended Occupancy	Tenant
Special Features	Foreclosures, Short sales, Trust resolutions

HomeBank of California is located in San Diego, California. They offer financing for Bridge Loans, DSCR Loans, Commercial Loans and Land. The property type they primarily lend against is Multi Family, Industrial, Mixed use, Office, Retail, SFR and 2-4 Units. Their minimum loan amount is $100,000. Their maximum loan amount is $7,000,000. They offer loans for a minimum Term of 6 months. Maximum duration of 30 years. Although rates can change they are typically lending at a minimum rate of 7.25%. Points charged are deal specific, but historically have charged a minimum of 1.

These descriptions are limited information and meant for general reference purposes.