Easy Street Capital

Rehab Loan EasyFix
Property Types	2-4 Units, Condo, SFR
Lendding Area	NATIONWIDE
Loan amount Minimum	$100,000
Loan amount Maximum	$2,000,000
Interest Rate Minimum	9.75%
Interest Rate Maximum	12.75%
Points Minimum 1st TD	2
Points Maximum 1st TD	3
Terms	6 month, 9 months, 1 year
Credit Score Min	620
Interest Only or Amortized	Interest Only
Lien Position	1st
Prepayment Penalty	No Prepayment Penalty
General Pricing or Guideline info	- EasyFix is the easiest and fastest loan program in the country. - Easy Street Capital is able to close your loan in less than 48 hours. - Receive your term sheet today (within 24 hours). - NO Prepayment Penalty: Payoff the loan at anytime - $1,495 Doc Fee - Term: 6-12 months (w/ extension options) - Property Types include up to 20-units - NO Appraisal Required: Save $695 and 30 days! - NO Junk Fees
Updated as of	2024-02-23
Program Code	LG284

Construction Loan EasyBuild
Property Types	2-4 Units, Condo, SFR
Lendding Area	NATIONWIDE
Loan amount Minimum	$75,000
Loan amount Maximum	$2,000,000
Interest Rate Minimum	10.75%
Interest Rate Maximum	13%
Points Minimum 1st TD	2
Points Maximum 1st TD	3
Terms	6 month, 1 year, 18 month, 2 year, 9 months
Credit Score Min	620
Interest Only or Amortized	Amortized and Interest Only Options available
Fees	Loan Documents
Entities	Corp - Corporation, LLC - Limited Liability Corporation, LP - Limited Partnership, Trust
Lien Position	1st
Prepayment Penalty	No Prepayment Penalty
General Pricing or Guideline info	- Construction draws are processed in 48-72 hours. - 9-12 Month Term (w/ extension provisions). - 10.9% Monthly Interest Only Payments. - Discounted pricing for repeat borrowers. - $1495 Doc Fee. -
Updated as of	2024-02-23
Program Code	LG286

Long Term Rental Loan EasyRent
Property Types	2-4 Units, Condo, Multi Family, SFR
Lendding Area	NATIONWIDE
Loan amount Minimum	$100,000
Loan amount Maximum	$3,500,000
Interest Rate Minimum	6%
Terms	30 year, 5 / 6 month ARM
Credit Score Min	640
Interest Only or Amortized	Amortized and Interest Only Options available
Entities	Corp - Corporation, LLC - Limited Liability Corporation, LP - Limited Partnership, Trust
Lien Position	1st
General Pricing or Guideline info	- Property Types: Residential, Short-Term Rental, Vacation Rental up to 10 units. - Occupancy: Long-Term, Medium-Term, or Short-Term Rentals, Vacancy OK (on Acquisitions), no operating history required on STRs. - Loan Structure: 30-Year Fixed Rate Mortgage Loans, Flexible Prepayment Penalties, Partial IO (10-Years) Available, Entities (i.e. LLCs) and partners welcomed. - DTI: Not Applicable (We don’t require tax returns or evaluate your personal income or finances when evaluating your application). - Fees & Deposits: 0-3% Closing Fee, $1,000 Underwriting Fee, $1,500 Pass-Through Deposit (covering third-party loan costs). - DSCR: 0.75x minimum.
Updated as of	2024-02-23
Program Code	LG285

Summary of all Guidelines
Loan Types	Bridge Loan, Construction Loan, DSCR Loan, Rehab Loan
Property Types	2-4 Units, Multi Family, SFR
Lendding Area	NATIONWIDE
Maximum Units	10
States Excluded	Minnesota, Nevada, New York, North Dakota, South Dakota
Loan amount Minimum	$75,000
Loan amount Maximum	$3,500,000
Interest Rate Minimum	6.75%
Interest Rate Maximum	13%
Points Minimum 1st TD	2
Points Maximum 1st TD	3
Terms	6 months, 1 year
Credit Score Min	600
Prepayment Penalty	No Prepayment Penalty, 1 year, 2 year, 3+ years

EasyFix is Easy Street Capital’s industry-leading financing solution for fix & flip investment properties.

Whether you are looking to purchase a property with small or large renovation, or simply need a bridge loan, EasyFix is the easiest and fastest loan program in the country.

Easy Street Capital is able to close your loan in less than 48 hours. There is no appraisal, so you save money, time, and the terms of your loan never change.

The EasyFix loan program experience has resulted in Easy Street Capital having the highest repeat borrower % in the country.

We are confident we can find you a great loan with a quick, efficient and easy process. Receive your term sheet today (within 24 hours).

PROGRAM TERMS
Easy Street Capital provides fix and flip loans for investors purchasing residential properties. We provide approval in less than 24 hours. As a direct lender, we have full discretion and the funds on hand to close quickly.

Easy Street Capital prides itself on its customer service, ease of process, and speed. We look forward to helping you succeed by financing your next investment property.

Quickest draw process in the industry

Property Types: Residential (SFR) and Multi-family (MFR) Up to 20-Units

NO Appraisal Required: Save $695 and 30 days!
NO Junk Fees
Credit Score: 600 Minimum
NO Prepayment Penalty: Payoff the loan at anytime

SPEED AND EFFICIENCY

EasyFix is the perfect short-term solution for investors looking to renovate investment properties. With closings in as little as 48-hours, investors can focus on winning deals and less time on underwriting red tape. Our team brings years of fix and flip experience to the table and we’re able to help investors succeed with our fast, efficient process that takes hours and days, not weeks and months.

LIGHT DOCUMENTAION

Our process allows investors to avoid the mountains of endless paperwork and intrusive document-gathering common with our competitors. We do not require tax returns or income verification, ask for years of bank statements, or many of the other typical requests from other lenders. We have a quick and straightforward needs list that can be knocked out fast – allowing investors to focus on their properties rather than the hassle of tracking down and providing infinite documents and files.

WALK THE WALK

We are a lending shop that understands your needs and challenges better than anyone else. Why? Before we were lenders, we were real estate investors ourselves. We understand what you’re looking for in a lending partner as our founders acquired, renovated and sold thousands of properties principally. We don’t just lend, we are a partner with expert-level knowledge and experience that can advise and assist on your investing journey every step of the way.

Easy Street Capital is located in Austin, TX. They offer financing for Bridge Loans, Construction Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR, 2-4 Units and Multi Family. Their minimum loan amount is $75,000. Their maximum loan amount is $3,500,000. Maximum duration of 6 months;1 year. Although rates can change they are typically lending at a minimum rate of 6.75%. Maximum interest rate of 13%. Points charged are deal specific, but historically have charged a minimum of 2. Maximum points charged are 3.

These descriptions are limited information and meant for general reference purposes.