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City Bay Capital

City Bay Capital is a direct bridge lender for commercial real estate assets

Construction Loan

Property Types Hospitality, Multi Family
Lending Areas NATIONWIDE
Recourse Non Recourse
Amortized or Interest Only Interest Only
Term 1 year, 18 month, 2 year, 3 year
Loan amount Minimum $30,000,000
Loan amount Maximum $200,000,000
Lien Position 1st
General Pricing or Guideline info - Rates: Starting at 500bps + SOFR. - LTC: Up to 75%, possibly higher with additional collateral. - Term: 1 – 3 years with extension options. - Asset Types: Multifamily, hospitality, and other asset types on a discretionary basis. - Executions: Construction, construction completion, recapitalization, alternative reuse, gut renovation, and land. - Borrower: Special purpose entity owned by qualified investors.
Updated as of 2023-11-15

Bridge Loan

Property Types Hospitality, Multi Family
Lending Areas NATIONWIDE
Recourse Non Recourse
Amortized or Interest Only Interest Only
Term 1 year, 18 month, 2 year
Loan amount Minimum $5,000,000
Loan amount Maximum $100,000,000
Lien Position 1st
General Pricing or Guideline info - Rates: Starting at 500bps + SOFR. - LTV: Up to 75%, possibly higher with additional collateral. - Term: 1 – 2 years with extension options. - Asset Types: Multifamily, hospitality, and other asset types on a discretionary basis. - Executions: Acquisition, stretch senior, bridge to bridge, value-add, pre-stabilization, discounted payoff, recapitalization, construction completion, and hard money. - Borrower: Special purpose entity owned by qualified investors.
Updated as of 2023-11-15

Summary of all Guidelines

Loan Types Bridge Loan
Property Types Hospitality, Industrial, Land Entitled, Medical office, Multi Family, Retail
Lendding Area NATIONWIDE
States Excluded Arizona, California, Illinois, Louisiana, Mississippi, Nevada
Loan amount Minimum $5,000,000
Loan amount Maximum $100,000,000
Terms 1 year, 2 years
Prepayment Penalty none
LTV Bridge 75
Personal Guarantee /Recourse Required Personal Guarantee Not Required / Non-Recourse

Strategy: Prudently deploy investor capital through secured investments in commercial real estate assets.

Company Core Values: Integrity, Work Ethic, Perseverance, Transparency, Humility & Community

City Bay Capital is located in Miami Beach, FL. They offer financing for Bridge Loans. The property type they primarily lend against is Multi Family, Industrial, Retail, Hospitality, Land Entitled and Medical Office. Their minimum loan amount is $5,000,000. Their maximum loan amount is $100,000,000. Maximum duration of 1 year;2 years.

These descriptions are limited information and meant for general reference purposes.
1688 Meridian Avenue
Miami Beach, 
FL
 33139