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Center Street Lending

Long Term Rental Loan
DSCR

Property Types SFR, 2-4 Units, Condominium, Multi Family
Lending Areas NATIONWIDE
Credit Score Min 650
Term 30 year
Loan amount Minimum $100,000
Loan amount Maximum $2,500,000
Lien Position 1st
General Pricing or Guideline info Benefits of Working With Us: -Customer Focused -Minimal Documentation -Competitive Pricing -Quicker Closing Times -In-House Servicing Long Term Rental Program Criteria: 1. A 650+ minimum score. 2. $250K up to $2.5MM non-owner occupied property. 3. 2 months of recent bank statements. 4. Score and background check. *Property Types We Fund: All properties must be non-owner occupied.
Updated as of 2023-09-26

Bridge Loan
Short Term loan for Short Term Rentals (AirBNB)

Property Types SFR, 2-4 Units, Condominium, Multi Family
Lending Areas NATIONWIDE
Term 6 month, 1 year, 2 year
Loan amount Minimum $150,000
Loan amount Maximum $10,000,000
Lien Position 1st
General Pricing or Guideline info Benefits of Working With Us [] Customer Focused [] Minimal Documentation Competitive Pricing [] No Pre-Payment Penalty Available [] In House Servicing [] Fixed/Interest Only Payments [] Short Term Rental Friendly (Airbnb & VRBO) Rental Property Program Criteria 1. Score and background check 2. A 650+ minimum FICO score 3. $250,000K – $10MM Loan Amount 4. 2 months of recent bank statements 5. 12 - 24 Month Loan Term *Property Types We Fund- All properties must be non-owner occupied.
Updated as of 2023-09-26

Rehab Loan
Fix & Flip Loans

Property Types SFR, 2-4 Units, Condominium
Lending Areas NATIONWIDE
Term 6 month, 1 year, 2 year
Loan amount Minimum $150,000
Loan amount Maximum $10,000,000
Lien Position 1st
General Pricing or Guideline info Benefits of Working With Us [] Customer Focused [] Minimal Documentation [] Closes as Quickly as 14 Days [] No Pre-Payment Penalty Available [] In House Servicing [] In House Fund Control Fix & Flip Program Criteria 1. Score and background check 2. $250K – $10MM+ non-owner occupied property 3. 2-months of recent bank statements 4. Fix & Flip Experienced Required
Updated as of 2023-09-26

Rehab Loan
Renovation Bridge

Property Types SFR, 2-4 Units, Condominium
Lending Areas NATIONWIDE
Intended Occupancy v Tenant, Vacant
Term 6 month, 9 months, 1 year, 18 month, 2 year
Loan amount Minimum $100,000
Loan amount Maximum $10,000,000
Lien Position 1st
General Pricing or Guideline info Benefits of Working With Us [] Customer Focused [] Minimal Documentation [] Competitive Pricing [] In House Servicing [] No Pre-Payment Penalty Available [] Fixed/Interest Only Payments Bridge Program Criteria 1. Score and Background Check 2. $250K – $10MM+ Loan Amount 3. As-Is Apprasial Required 4. All Properties Must Be Non-Owner Occupied 5. Past Experience Required
Updated as of 2023-09-25

Bridge Loan
Cash out

Property Types SFR, 2-4 Units, Condominium
Lending Areas NATIONWIDE
Intended Occupancy v Tenant, Vacant
Term 6 month, 9 months, 1 year, 18 month, 2 year
Loan amount Minimum $100,000
Loan amount Maximum $10,000,000
Lien Position 1st
General Pricing or Guideline info Benefits of Working With Us [] Customer Focused [] Minimal Documentation [] Competitive Pricing [] In House Servicing [] No Pre-Payment Penalty Available [] Fixed/Interest Only Payments Bridge Program Criteria 1. Score and Background Check 2. $250K – $10MM+ Loan Amount 3. As-Is Apprasial Required 4. All Properties Must Be Non-Owner Occupied 5. Past Experience Required
Updated as of 2023-09-25

Summary of all Guidelines

Loan Types Bridge Loan, Construction Loan, DSCR Loan, Hard Money Loan
Property Types 2-4 Units, Mixed use, Multi Family, SFR
Lendding Area arizona, california, colorado, florida, georgia, louisiana, maryland, new-jersey, north-carolina, oklahoma, oregon, pennsylvania, south-carolina, tennessee, texas, virginia, washington, wyoming
Loan amount Minimum $150,000
Loan amount Maximum $10,000,000
Points Minimum 1st TD 1
Terms 1 year
Prepayment Penalty none
LTV Bridge 75
LTC Construction 85
Occupancy Vacant, Tenant
ARV Rehab & Construction 75
LTC Rehab 85
LTV Long Term Rental 75
Intended Occupancy Vacant, Tenant
Percentage of Budget Financed - Rehab 80
LTC Percentage of Budget Financed 80
NMLS ID 905781

WHY WE ARE DIFFERENT

[] Minimal Documentation
[] In-House Servicing
[] In-House Fund Control
[] Competitive Pricing

OUR VISION
Our Difference
We are personally invested in every loan. We deliver easy transactions that are competitively priced and swiftly executed. Above all, we are committed to our customers’ success because it’s good for everyone when they succeed.

WHO WE ARE
Meet The Team
We are personally invested in every loan. We deliver easy transactions that are competitively priced and swiftly executed. Above all, we are committed to our customers’ success because it’s good for everyone when they succeed.

OUR LEADERSHIP
Our goal is to help our customers thrive. Every opportunity presented to them is a chance for us to help a community grow. Our team understands the importance of individual client needs, visions, and expectations. By prioritizing our customers and building strong and lasting partnerships, our team strives to make the funding process simple, smooth, and efficient. We add value beyond lending by openly sharing our knowledge and resources and providing the tools necessary for success.

Center Street Lending is located in Suite 330, Irvine. They offer financing for Bridge Loans, Construction Loans, Hard Money Loans and DSCR Loans. The property type they primarily lend against is Multi Family, Mixed use, SFR and 2-4 Units. Their minimum loan amount is $150,000. Their maximum loan amount is $10,000,000. They offer loans for a minimum Term of 6 months. Maximum duration of 1 year. Points charged are deal specific, but historically have charged a minimum of 1.

These descriptions are limited information and meant for general reference purposes.
18301 Von Karman
Suite 330, 
Irvine
 CA 92612