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Carolina Capital Management, LLC

Welcome! We're ready to invest in your success. Are you?

Bridge Loan
Short-Term Commercial Bridge Loan

Property Types Industrial, Multi Family, Self-Storage
Lendding Area florida, georgia, north-carolina, south-carolina, tennessee, texas, virginia
Loan amount Minimum $50,000
Loan amount Maximum $30,000,000
Terms 9 months, 1 year, 18 month, 2 year
Credit Score Min 650
Interest Only or Amortized Interest Only
Lien Position 1st
Prepayment Penalty No Prepayment Penalty
General Pricing or Guideline info - Borrower experience required. - 12 to 24 months for multifamily and industrial properties. - 9 to 18 months for self-storage.
Updated as of 2023-10-24

Rehab Loan
Residential Short-Term Fix & Flip Loan

Property Types 2-4 Units, SFR
Lendding Area florida, georgia, north-carolina, south-carolina, tennessee, texas, virginia
Loan amount Minimum $50,000
Loan amount Maximum $30,000,000
Interest Rate Minimum 11%
Points Minimum 1st TD 3
Points Maximum 1st TD 3.5
Terms 6 month, 9 months
Interest Only or Amortized Interest Only
Lien Position 1st
Prepayment Penalty No Prepayment Penalty
General Pricing or Guideline info - Up to 90% of the purchase price. - 10.99% Interest Rate
Updated as of 2023-10-24

Long Term Rental Loan
DSCR

Property Types 2-4 Units, SFR
Lendding Area florida, georgia, north-carolina, south-carolina, tennessee, texas, virginia
Loan amount Minimum $75,000
Loan amount Maximum $5,000,000
Credit Score Min 680
Interest Only or Amortized Interest Only
Lien Position 1st
Updated as of 2023-10-24

Long Term Commercial Loan
New Construction Single Family

Property Types Agriculture, Assisted Living, Automotive, Bar, Cannabis Related, Condo, Daycare, Funeral Home, Gas Station, Industrial, Manufactured Home, Medical Office, Mixed use, Mobile Home Park, Modular Home, Multi Family, Office, Place of Worship, Restaurant, Retail, Self-Storage, Senior Care - Commercial Property, Shopping Center, Special-Use, Strip Center, Warehouse
Lendding Area florida, georgia, north-carolina, south-carolina, tennessee, texas, virginia
Loan amount Minimum $50,000
Loan amount Maximum $30,000,000
Interest Rate Minimum 10%
Points Minimum 1st TD 3
Points Maximum 1st TD 3.5
Terms 1 year, 18 month, 2 year
Interest Only or Amortized Interest Only
Lien Position 1st
Prepayment Penalty No Prepayment Penalty
Updated as of 2023-09-11

Construction Loan
New Construction Short-Term 1-4 Unit Loan

Property Types 2-4 Units, SFR
Lendding Area florida, georgia, north-carolina, south-carolina, tennessee, texas, virginia
Loan amount Minimum $50,000
Loan amount Maximum $30,000,000
Interest Rate Minimum 12%
Points Minimum 1st TD 3
Points Maximum 1st TD 3.5
Terms 6 month, 9 months, 1 year
Interest Only or Amortized Interest Only
Lien Position 1st
Prepayment Penalty No Prepayment Penalty
General Pricing or Guideline info - We fund 50% of the land purchase.
Updated as of 2023-10-24

Bridge Loan
New Construction Single Family

Property Types Multi Family
Lendding Area florida, georgia, north-carolina, south-carolina, tennessee, texas, virginia
Loan amount Minimum $250,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 7%
Points Minimum 1st TD 3
Points Maximum 1st TD 3.5
Terms 1 year, 18 month, 2 year
Interest Only or Amortized Interest Only
Lien Position 1st
Prepayment Penalty No Prepayment Penalty
Updated as of 2023-09-11

Summary of all Guidelines

Loan Types Bridge Loan, Commercial Loan, Construction Loan, DSCR Loan, Hard Money Loan, Rehab Loan
Property Types Multi Family, SFR
Lendding Area florida, georgia, north-carolina, south-carolina, tennessee, texas, virginia
Loan amount Minimum $50,000
Loan amount Maximum $30,000,000
Interest Rate Minimum 10%
Interest Rate Maximum 12%
Points Minimum 1st TD 3
Points Maximum 1st TD 4
Terms 18 months
Interest Only or Amortized Interest Only
Prepayment Penalty None
LTV Bridge 60
Upfront Fees Appraisal, Environmental, Loan Documents, Processing
Personal Guarantee /Recourse Required Recourse
Intended Occupancy Non-Owner

Carolina Capital Management is a hard money lender serving the needs of the real estate investor and the small builder borrower who is striving to build wealth and generate income for themselves and their families. We offer hard money rehab loans and ground-up construction loans for investors only in NC, SC, GA, VA, TN, FL and now TX. We also serve as consultants for investors, guiding them to network with other investors and educating them in locating and structuring transactions.

People and Principles ahead of Profit

All our hard money loan transactions are made ethically and morally. As a hard money lender, we understand the best way to serve our customers is to walk in their shoes. As real estate investors, we understand the goals and needs of our customers. We are proud members of the American Association of Private Lenders.

Carolina Capital Management, LLC is located in Rock Hill, SC. They offer financing for Bridge Loans, Construction Loans, Hard Money Loans, Commercial Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR and Multi Family. Their minimum loan amount is $50,000. Their maximum loan amount is $30,000,000. They offer loans for a minimum Term of 3 months. Maximum duration of 18 months. Although rates can change they are typically lending at a minimum rate of 10%. Maximum interest rate of 12%. Points charged are deal specific, but historically have charged a minimum of 3. Maximum points charged are 4.

These descriptions are limited information and meant for general reference purposes.
234 Johnston St.
Rock Hill, 
SC
 29730