Construction Loan
Ground-Up Construction Residential 1-4 units (GUC): |
| Property Types | 2-4 Units, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $100,000 |
| Loan amount Maximum | $3,000,000 |
| Interest Rate Minimum | 11.75% |
| Interest Rate Maximum | 13% |
| Points Minimum 1st TD | 2 |
| Points Maximum 1st TD | 2.5 |
| Terms | 1 year, 18 month |
| Typical Days Required to Fund | 20-30 Business days |
| Credit Score Min | 680 |
| Interest Only or Amortized | Interest Only |
| Fees | Underwriting |
| Entities | LLC - Limited Liability Corporation |
| Extensions Available | Considered based on Performance |
| Cross Collateralize Blanket | No |
| Lien Position | 1st |
| Max Points Charge by Broker | 5 |
| Prepayment Penalty | No Prepayment Penalty |
| Intended Occupancy | Tenant |
| Fixed or Adjustable | Fixed |
| Recourse | Recourse |
| Reserve Requirement | 6 months |
| Updated as of | 2024-02-18 |
| Program Code | LG452 |
Rehab Loan
Purchase and Rehab (12 month) Fix and Flip Program |
| Property Types | Multi Family |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $200,000 |
| Loan amount Maximum | $3,000,000 |
| Interest Rate Minimum | 10.75% |
| Interest Rate Maximum | 12.75% |
| Points Minimum 1st TD | 1.5 |
| Points Maximum 1st TD | 2.5 |
| Terms | 1 year, 18 month |
| Typical Days Required to Fund | 20-30 Business days |
| Credit Score Min | 680 |
| Interest Only or Amortized | Interest Only |
| Fees | Underwriting |
| Entities | LLC - Limited Liability Corporation |
| Extensions Available | Considered based on Performance |
| Cross Collateralize Blanket | No |
| Lien Position | 1st |
| Max Points Charge by Broker | 5 |
| Prepayment Penalty | No Prepayment Penalty |
| Intended Occupancy | Tenant |
| Fixed or Adjustable | Fixed |
| Recourse | Recourse |
| Reserve Requirement | 6 months |
| Updated as of | 2024-02-18 |
| Program Code | LG451 |
Long Term Commercial Loan
Commercial Apartments 5-9 Units (30yr Fixed): |
| Property Types | Multi Family |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $250,000 |
| Loan amount Maximum | $5,000,000 |
| Interest Rate Minimum | 8% |
| Interest Rate Maximum | 9.25% |
| Points Minimum 1st TD | 1.5 |
| Points Maximum 1st TD | 2.5 |
| Terms | 30 year |
| Typical Days Required to Fund | 20-30 Business days |
| Credit Score Min | 680 |
| Interest Only or Amortized | Amortized |
| Fees | Appraisal |
| Entities | LLC - Limited Liability Corporation, LP - Limited Partnership, Corp - Corporation, Taking Title Personally not permitted |
| Lien Position | 1st |
| Fixed or Adjustable | Fixed |
| Recourse | Recourse |
| Reserve Requirement | 9 months |
| General Pricing or Guideline info | Borrower Parameters:
Eligible Property Types: Apartments residential 5+ units, Mixed Use (apartment residential with retail and/or commercial up to 30% of space and income.
Occupancy: No less than 90%.
Tax and Insurance Impounds ("T&I"): Tax and insurance may be escrows required.
Borrower: Individual(s), Sole Proprietorships, Trusts, Partnerships (General and Limited), Limited Liability Corporations, Corporations and Joint Ventures are eligible.
Personal Guarantees/Recourse: Generally, the loan is a full legally enforceable financial recourse to an individual as borrower or as guarantor. Non-recourse avialable. |
| Updated as of | 2024-02-18 |
| Program Code | LG130 |
Rehab Loan
COMMERCIAL PURCHASE & REHAB FOR MIXED USE OR APARTMENT BUILDINGS |
| Property Types | 2-4 Units, Condo, Multi Family, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $250,000 |
| Loan amount Maximum | $5,000,000 |
| Interest Rate Minimum | 10.75% |
| Interest Rate Maximum | 12.75% |
| Points Minimum 1st TD | 1.5 |
| Points Maximum 1st TD | 2.5 |
| Terms | 1 year, 18 month |
| Typical Days Required to Fund | 20-30 Business days |
| Credit Score Min | 650 |
| Fees | Underwriting |
| Entities | LLC - Limited Liability Corporation |
| Cross Collateralize Blanket | No |
| Lien Position | 1st |
| Max Points Charge by Broker | 5 |
| Prepayment Penalty | No Prepayment Penalty |
| Fixed or Adjustable | Fixed |
| Recourse | Recourse and Non Recourse available |
| Reserve Requirement | 6 months |
| General Pricing or Guideline info | Minimum As-Is Appraised Value: $50k |
| Updated as of | 2024-02-18 |
| Program Code | LG454 |
Long Term Rental Loan
Long-Term (30 yr Fixed) Rental Loan Program: |
| Property Types | 2-4 Units, Multi Family, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $55,000 |
| Loan amount Maximum | $3,000,000 |
| Interest Rate Minimum | 5.75% |
| Interest Rate Maximum | 9.75% |
| Points Maximum 1st TD | 2.5 |
| Terms | 5 year, 1 year, 2 year, 3 year, 4 year |
| Credit Score Min | 680 |
| Fees | Appraisal |
| Entities | LLC - Limited Liability Corporation |
| Cross Collateralize Blanket | No |
| Lien Position | 1st |
| Max Points Charge by Broker | 5 |
| Prepayment Penalty | 5,4,3,2,1 |
| Fixed or Adjustable | Fixed |
| Reserve Requirement | 1 month |
| Updated as of | 2024-02-18 |
| Program Code | LG453 |
Summary of all Guidelines |
| Loan Types | Commercial Loan, Construction Loan, DSCR Loan, Rehab Loan |
| Property Types | 2-4 Units, Condo, Multi Family, SFR |
| Lendding Area | NATIONWIDE |
| States Excluded | Arkansas, California, Minnesota, Nevada, South Dakota, Vermont |
| Loan amount Minimum | $55,000 |
| Loan amount Maximum | $5,000,000 |
| Interest Rate Minimum | 8% |
| Interest Rate Maximum | 12.75% |
| Points Maximum 1st TD | 2.5 |
| Terms | 1 year, 1.5 years, 2 years, 3 years, 4 Years, 5 years, 30 Years |
| Credit Score Min | 680 |
| Prepayment Penalty | none |
REAL ESTATE FINANCING FOR RESIDENTIAL & COMMERCIAL
At Capital Three Sixty, real estate finance is all we do. We are experts at financing real estate and helping you get the process done efficiently. With years of experience and thousands of successfully completed transactions, we're here to help you save time, money and effort.
Specializing in residential investment property financing for purchase, refinance, fix and flip or long term buy and hold. Commercial mortgages for apartments, retail, industrial or office properties. SBA loans to buy or refinance a property for your business. Commercial bridge loans for acquisition, rehab, development projects or property stabilization.
Available in ALL STATES except: AK, MN, NV, ND, SD, VT
Capital Three Sixty is located in Avon, CT. They offer financing for Construction Loans, Commercial Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR, 2-4 Units, Multi Family and Condo. Their minimum loan amount is $55,000. Their maximum loan amount is $5,000,000. Maximum duration of 1 year;1.5 years;2 years;3 years;4 Years;5 years;30 Years. Although rates can change they are typically lending at a minimum rate of 8%. Maximum interest rate of 12.75%. Points charged are deal specific, but historically have charged a minimum of 0. Maximum points charged are 2.5.
These descriptions are limited information and meant for general reference purposes.
