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Capital Three Sixty

Real estate finance is all we do.

Long Term Commercial Loan
Commercial Apartments 5-9 Units (30yr Fixed):

Property Types Multi Family
Lending Areas NATIONWIDE
Interest Rate min 8%
Credit Score Min 680
Days to Fund 20-30 Business days
Recourse Recourse
Interest Rate max 9.25%
Amortized or Interest Only Amortized
Reserve Requirement 9 months
Points Minimum 1st TD 1.5
Term 30 year
Fees Appraisal
Loan amount Minimum $250,000
Entities LLC - Limited Liability Corporation, LP - Limited Partnership, Corp - Corporation, Taking Title Personally not permitted
Fixed or Adjustable Fixed
Loan amount Maximum $5,000,000
Lien Position 1st
Points Maximum 1st TD 2.5
General Pricing or Guideline info Borrower Parameters: Eligible Property Types: Apartments residential 5+ units, Mixed Use (apartment residential with retail and/or commercial up to 30% of space and income. Occupancy: No less than 90%. Tax and Insurance Impounds ("T&I"): Tax and insurance may be escrows required. Borrower: Individual(s), Sole Proprietorships, Trusts, Partnerships (General and Limited), Limited Liability Corporations, Corporations and Joint Ventures are eligible. Personal Guarantees/Recourse: Generally, the loan is a full legally enforceable financial recourse to an individual as borrower or as guarantor. Non-recourse avialable.
Updated as of 2024-02-18

Rehab Loan
COMMERCIAL PURCHASE & REHAB FOR MIXED USE OR APARTMENT BUILDINGS

Property Types 2-4 Units, Condo, Multi Family, SFR
Lending Areas NATIONWIDE
Capital Source Correspondent Lender
Interest Rate min 10.75%
Prepayment Penalty No Prepayment Penalty
Credit Score Min 650
Days to Fund 20-30 Business days
Recourse Recourse and Non Recourse available
Interest Rate max 12.75%
Reserve Requirement 6 months
Points Minimum 1st TD 1.5
Term 1 year, 18 month
Fees Underwriting
Max Points Charge by Broker1 5
Loan amount Minimum $250,000
Entities LLC - Limited Liability Corporation
Fixed or Adjustable Fixed
Loan amount Maximum $5,000,000
Cross Collateralize Blanket No
Lien Position 1st
Points Maximum 1st TD 2.5
General Pricing or Guideline info Minimum As-Is Appraised Value: $50k
Updated as of 2024-02-18

Long Term Rental Loan
Long-Term (30 yr Fixed) Rental Loan Program:

Property Types SFR, 2-4 Units, Multi Family
Lending Areas NATIONWIDE
Interest Rate min 5.75%
Prepayment Penalty 5,4,3,2,1
Credit Score Min 680
Interest Rate max 9.75%
Reserve Requirement 1 month
Term 5 year, 1 year, 2 year, 3 year, 4 year
Fees Appraisal
Max Points Charge by Broker1 5
Loan amount Minimum $55,000
Entities LLC - Limited Liability Corporation
Fixed or Adjustable Fixed
Loan amount Maximum $3,000,000
Cross Collateralize Blanket No
Lien Position 1st
Points Maximum 1st TD 2.5
Updated as of 2024-02-18

Construction Loan
Ground-Up Construction Residential 1-4 units (GUC):

Property Types SFR, 2-4 Units
Lending Areas NATIONWIDE
Interest Rate min 11.75%
Prepayment Penalty No Prepayment Penalty
Credit Score Min 680
Days to Fund 20-30 Business days
Recourse Recourse
Interest Rate max 13%
Amortized or Interest Only Interest Only
Reserve Requirement 6 months
Intended Occupancy v Tenant
Points Minimum 1st TD 2
Term 1 year, 18 month
Fees Underwriting
Max Points Charge by Broker1 5
Loan amount Minimum $100,000
Entities LLC - Limited Liability Corporation
Fixed or Adjustable Fixed
Loan amount Maximum $3,000,000
Extensions Available Considered based on Performance
Cross Collateralize Blanket No
Lien Position 1st
Points Maximum 1st TD 2.5
Updated as of 2024-02-18

Rehab Loan
Purchase and Rehab (12 month) Fix and Flip Program

Property Types Multi Family
Lending Areas NATIONWIDE
Interest Rate min 10.75%
Prepayment Penalty No Prepayment Penalty
Credit Score Min 680
Days to Fund 20-30 Business days
Recourse Recourse
Interest Rate max 12.75%
Amortized or Interest Only Interest Only
Reserve Requirement 6 months
Intended Occupancy v Tenant
Points Minimum 1st TD 1.5
Term 1 year, 18 month
Fees Underwriting
Max Points Charge by Broker1 5
Loan amount Minimum $200,000
Entities LLC - Limited Liability Corporation
Fixed or Adjustable Fixed
Loan amount Maximum $3,000,000
Extensions Available Considered based on Performance
Cross Collateralize Blanket No
Lien Position 1st
Points Maximum 1st TD 2.5
Updated as of 2024-02-18

Summary of all Guidelines

Loan Types Commercial Loan, Construction Loan, DSCR Loan, Rehab Loan
Property Types 2-4 Units, Condo, Multi Family, SFR
Lendding Area NATIONWIDE
States Excluded Arkansas, Minnesota, Nevada, South Dakota, Vermont
Loan amount Minimum $55,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 8%
Interest Rate Maximum 12.75%
Points Maximum 1st TD 2.5
Terms 1 year, 1.5 years, 2 years, 3 years, 4 Years, 5 years, 30 Years
Credit Score Min 650

REAL ESTATE FINANCING FOR RESIDENTIAL & COMMERCIAL
At Capital Three Sixty, real estate finance is all we do. We are experts at financing real estate and helping you get the process done efficiently. With years of experience and thousands of successfully completed transactions, we're here to help you save time, money and effort.

Specializing in residential investment property financing for purchase, refinance, fix and flip or long term buy and hold. Commercial mortgages for apartments, retail, industrial or office properties. SBA loans to buy or refinance a property for your business. Commercial bridge loans for acquisition, rehab, development projects or property stabilization.

Available in ALL STATES except: AK, MN, NV, ND, SD, VT

Capital Three Sixty is located in Avon, CT. They offer financing for Construction Loans, Commercial Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR, 2-4 Units, Multi Family and Condo. Their minimum loan amount is $55,000. Their maximum loan amount is $5,000,000. Maximum duration of 1 year;1.5 years;2 years;3 years;4 Years;5 years;30 Years. Although rates can change they are typically lending at a minimum rate of 8%. Maximum interest rate of 12.75%. Points charged are deal specific, but historically have charged a minimum of 0. Maximum points charged are 2.5.

These descriptions are limited information and meant for general reference purposes.
7 Towpath Lane
Avon, 
CT
 06001