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CALCAP Lending

Your Trusted Partner In Lending

Bridge Loan
Bridge Residential

Property Types 2-4 Units, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $150,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 8%
Interest Rate Maximum 11%
Terms 1 year, 2 year, 5 year, 30 year
Interest Only or Amortized Interest Only
Recourse Recourse and Non Recourse available
Updated as of 2022-01-01

Bridge Loan
Apartment Bridge Debt Program

Property Types Multi Family
Lendding Area NATIONWIDE
Loan amount Minimum $500,000
Loan amount Maximum $20,000,000
Interest Rate Minimum 9.75%
Interest Rate Maximum 11%
Terms 3 year
Lien Position 1st
Updated as of 2023-04-04

Bridge Loan
Bridge Multi Family

Property Types Multi Family
Lendding Area NATIONWIDE
Loan amount Minimum $500,000
Loan amount Maximum $7,000,000
Interest Rate Minimum 8%
Interest Rate Maximum 11%
Terms 1 year, 2 year, 5 year, 30 year
Interest Only or Amortized Interest Only
Recourse Recourse and Non Recourse available
Updated as of 2022-01-01

Summary of all Guidelines

Loan Types Bridge Loan, Construction Loan, DSCR Loan, Hard Money Loan, Rehab Loan
Property Types 2-4 Units, Multi Family, SFR
Lendding Area alabama, arizona, arkansas, california, colorado, connecticut, delaware, florida, georgia, hawaii, illinois, indiana, iowa, kansas, kentucky, louisiana, maine, maryland, massachusetts, michigan, minnesota, mississippi, missouri, nebraska, nevada, new-hampshire, new-jersey, new-mexico, new-york, north-carolina, ohio, oklahoma, oregon, pennsylvania, rhode-island, south-carolina, tennessee, texas, utah, vermont, virginia, washington, west-virginia, wisconsin
States Excluded Minnesota, New Hampshire, North Dakota, South Dakota, Vermont
Loan amount Minimum $150,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 8.5%
Interest Rate Maximum 12%
Points Minimum 1st TD 1.5
Points Maximum 1st TD 2
Terms 3 years, 5 years
Credit Score Min 680
Interest Only or Amortized Interest Only
LTV Bridge 75
LTC Construction 85
Upfront Fees Underwriting
ARV Rehab & Construction 70
LTC Rehab 85
LTV Long Term Rental 80
Personal Guarantee /Recourse Required Personal Guarantee Required / Recourse
Intended Occupancy Vacant, Tenant
Percentage of Budget Financed - Rehab 100
LTC Percentage of Budget Financed 100

A division of CALCAP Advisors, CALCAP Lending benefits from the expertise of a seasoned team of professionals with extensive, successful track-records covering a variety of disciplines and leading large, nationally-recognized institutions. A private money direct lender, CALCAP Lending provides short to mid-term financing for property investors and businesses looking to purchase, refinance, renovate, and construct residential or commercial properties.

CALCAP Lending is located in Pasadena, CA. They offer financing for Bridge Loans, Construction Loans, Hard Money Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR, 2-4 Units and Multi Family. Their minimum loan amount is $150,000. Their maximum loan amount is $5,000,000. They offer loans for a minimum Term of 1 year. Maximum duration of 3 years;5 years. Although rates can change they are typically lending at a minimum rate of 8.5%. Maximum interest rate of 12%. Points charged are deal specific, but historically have charged a minimum of 1.5. Maximum points charged are 2.

These descriptions are limited information and meant for general reference purposes.
65 N. Raymond Ave #220
Pasadena, 
CA
 91103