Rehab Loan
Fix & Flip |
| Property Types | 2-4 Units, Mixed use, Multi Family, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $150,000 |
| Loan amount Maximum | $50,000,000 |
| Interest Rate Minimum | 8.75% |
| Interest Rate Maximum | 15% |
| Points Minimum 1st TD | 1 |
| Points Maximum 1st TD | 3 |
| Terms | 18 month |
| Typical Days Required to Fund | 11-15 Business days |
| Credit Score Min | 620 |
| Cross Collateralize Blanket | Yes |
| Lien Position | 1st |
| Max Points Charge by Broker | 3.5 |
| Intended Occupancy | Tenant, Vacant |
| Fixed or Adjustable | Fixed |
| Reserve Requirement | 3 months |
| Updated as of | 2024-01-16 |
| Program Code | LG420 |
Long Term Rental Loan
Single Family Rental |
| Property Types | 2-4 Units, Condo, Mixed use, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $150,000 |
| Loan amount Maximum | $5,000,000 |
| Interest Rate Minimum | 8% |
| Interest Rate Maximum | 11.75% |
| Points Minimum 1st TD | 1 |
| Points Maximum 1st TD | 3 |
| Terms | 30 year, 40 year |
| Typical Days Required to Fund | 20-30 Business days |
| Credit Score Min | 680 |
| Interest Only or Amortized | Amortized |
| Entities | Individual, Corp - Corporation, LLC - Limited Liability Corporation, Foreign National, LP - Limited Partnership, Trust |
| Cross Collateralize Blanket | Yes |
| Lien Position | 1st, 2nd |
| Max Points Charge by Broker | 3.5 |
| Prepayment Penalty | 1 year, 5,4,3,2,1 |
| Intended Occupancy | Tenant, Vacant |
| Fixed or Adjustable | Fixed |
| Reserve Requirement | None |
| Updated as of | 2024-01-16 |
| Program Code | LG423 |
Construction Loan
Ground Up |
| Property Types | Condo, Multi Family, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $200,000 |
| Loan amount Maximum | $50,000,000 |
| Interest Rate Minimum | 8.75% |
| Interest Rate Maximum | 14.75% |
| Points Minimum 1st TD | 1 |
| Points Maximum 1st TD | 2 |
| Terms | 18 month |
| Typical Days Required to Fund | 11-15 Business days |
| Credit Score Min | 620 |
| Cross Collateralize Blanket | Yes |
| Lien Position | 1st |
| Prepayment Penalty | 6 months |
| Intended Occupancy | Tenant, Owner Occupied Business Purpose |
| Fixed or Adjustable | Fixed |
| Recourse | Recourse |
| Reserve Requirement | 4 months |
| Updated as of | 2024-02-19 |
| Program Code | LG421 |
Long Term Commercial Loan
Commercial Real Estate |
| Property Types | Automotive, Industrial, Multi Family, Office, Strip Center, Warehouse |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $250,000 |
| Loan amount Maximum | $1,000,000,000 |
| Interest Rate Minimum | 8% |
| Interest Rate Maximum | 12.5% |
| Points Minimum 1st TD | 1 |
| Points Maximum 1st TD | 3 |
| Terms | 1 year, 30 year, 18 month |
| Credit Score Min | 620 |
| Lien Position | 1st |
| Intended Occupancy | Vacant, Tenant, Owner Occupied Business Purpose |
| Fixed or Adjustable | Fixed |
| Updated as of | 2022-01-01 |
| Program Code | LG465 |
Bridge Loan
Foreclosure Bailout |
| Property Types | 2-4 Units, Cannabis Related, Condo, Mixed use, Multi Family, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $150,000 |
| Loan amount Maximum | $2,000,000 |
| Interest Rate Minimum | 8.75% |
| Interest Rate Maximum | 14.75% |
| Terms | 6 month |
| Typical Days Required to Fund | 6-10 Business days |
| Credit Score Min | 400 |
| Interest Only or Amortized | Interest Only |
| Fees | Underwriting |
| Cross Collateralize Blanket | Yes, No |
| Lien Position | 1st, 2nd |
| Max Points Charge by Broker | 2 |
| Intended Occupancy | Tenant, Vacant, Owner Occupied Business Purpose |
| Fixed or Adjustable | Fixed |
| Recourse | Recourse |
| Reserve Requirement | 3 months |
| Updated as of | 2024-02-13 |
| Program Code | LG426 |
Hard Money Loan
Foreclosure Bailout |
| Property Types | 2-4 Units, Condo, Mixed use, Multi Family, SFR |
| Lendding Area | arizona, california, texas |
| Loan amount Minimum | $150,000 |
| Loan amount Maximum | $5,000,000 |
| Interest Rate Minimum | 8.75% |
| Interest Rate Maximum | 13% |
| Points Minimum 1st TD | 1 |
| Points Maximum 1st TD | 3 |
| Terms | 1 year |
| Typical Days Required to Fund | 5 Business days or less |
| Credit Score Min | 500 |
| Interest Only or Amortized | Interest Only |
| Lien Position | 1st, 2nd |
| Max Points Charge by Broker | 3 |
| Prepayment Penalty | No Prepayment Penalty |
| Intended Occupancy | Tenant, Owner Occupied Business Purpose |
| Fixed or Adjustable | Fixed |
| Updated as of | 2022-01-01 |
| Program Code | LG463 |
Second Mortgage
|
| Property Types | 2-4 Units, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $100,000 |
| Loan amount Maximum | $1,000,000 |
| Updated as of | 2022-01-01 |
| Program Code | LG470 |
Bridge Loan
Fix and Flip |
| Property Types | 2-4 Units, Condo, Mixed use, Multi Family, SFR |
| Lendding Area | NATIONWIDE |
| Loan amount Minimum | $150,000 |
| Loan amount Maximum | $5,000,000 |
| Interest Rate Minimum | 10% |
| Interest Rate Maximum | 13.25% |
| Points Minimum 1st TD | 1 |
| Points Maximum 1st TD | 3 |
| Terms | 1 year, 18 month |
| Typical Days Required to Fund | 6-10 Business days |
| Credit Score Min | 620 |
| Cross Collateralize Blanket | No |
| Lien Position | 1st |
| Max Points Charge by Broker | 3 |
| Prepayment Penalty | No Prepayment Penalty |
| Intended Occupancy | Tenant, Vacant |
| Fixed or Adjustable | Fixed |
| Reserve Requirement | None |
| Updated as of | 2022-01-01 |
| Program Code | LG464 |
Summary of all Guidelines |
| Loan Types | Bridge Loan, Commercial Loan, Construction Loan, DSCR Loan, Hard Money Loan, Rehab Loan |
| Property Types | 2-4 Units, Cannabis Related, Condo, Mixed use, Multi Family, SFR |
| Lendding Area | NATIONWIDE |
| States Excluded | Alaska, South Dakota, Texas |
| Loan amount Minimum | $150,000 |
| Loan amount Maximum | $1,000,000,000 |
| Interest Rate Minimum | 8.75% |
| Interest Rate Maximum | 14.75% |
| Points Minimum 1st TD | 1 |
| Points Maximum 1st TD | 2 |
| Terms | 1 year, 1.5 years, 2 years |
| Credit Score Min | 620 |
Welcome to our Private Money Direct Lending Company! We are a team of experienced and reliable professionals dedicated to providing the simplest alternative to traditional financing. We specialize in offering customized funding solutions for individuals, companies, and real estate investors who need quick and hassle-free access to capital. Our lending portfolio includes a range of options for those seeking investment properties, rehab projects, cash-out refinances, or bridge loans.
We understand that every borrower has unique financial needs and circumstances, and that's why we offer flexible rates and terms to suit every situation. The application process is straightforward, with fast approvals that allow borrowers to secure their financing quickly. Our funding options are available to clients with all credit scores, although we prefer to work with experienced real estate investors with proven track records.
Our team is committed to building long-term relationships with our borrowers and providing exceptional customer service. We take the time to understand your goals and objectives, and we strive to help you achieve them. With a successful track record of funding millions of dollars to various projects across the country, you can trust us to deliver results and help you succeed.
If you're looking for reliable, efficient, and transparent private money lending services, you've found the right place. We pride ourselves on being different from traditional lenders and offer flexible, creative and competitive loan options to ensure all our clients meet their financial requirements. Please contact us for more information about our services and how we can help you with your financial needs.
Bull Venture Capital is located in Newport Beach, CA. They offer financing for Bridge Loans, Construction Loans, Hard Money Loans, Commercial Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR, 2-4 Units, Cannabis Related, Multi Family, Condo and Mixed use. Their minimum loan amount is $150,000. Their maximum loan amount is $1,000,000,000. Maximum duration of 1 year;1.5 years;2 years. Although rates can change they are typically lending at a minimum rate of 8.75%. Maximum interest rate of 14.75%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 2.
These descriptions are limited information and meant for general reference purposes.
