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Bull Venture Capital

Unlock Your Financial Potential with Fast, Flexible Private Money Lending. Welcome to our Private Money Direct Lending Company! We are a team of experienced and reliable professionals dedicated to providing the simplest alternative to traditional financing. We specialize in offering customized funding solutions for individuals, companies, and real estate investors who need quick and hassle-free access to capital. Our lending portfolio includes a range of options for those seeking investment properties, rehab projects, cash-out refinances, or bridge loans. We understand that every borrower has unique financial needs and circumstances, and that's why we offer flexible rates and terms to suit every situation. The application process is straightforward, with fast approvals that allow borrowers to secure their financing quickly. Our funding options are available to clients with all credit scores, although we prefer to work with experienced real estate investors with proven track records.

Rehab Loan
Fix & Flip

Property Types 2-4 Units, Mixed use, Multi Family, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $150,000
Loan amount Maximum $50,000,000
Interest Rate Minimum 8.75%
Interest Rate Maximum 15%
Points Minimum 1st TD 1
Points Maximum 1st TD 3
Terms 18 month
Typical Days Required to Fund 11-15 Business days
Credit Score Min 620
Cross Collateralize Blanket Yes
Lien Position 1st
Max Points Charge by Broker 3.5
Intended Occupancy Tenant, Vacant
Fixed or Adjustable Fixed
Reserve Requirement 3 months
Updated as of 2024-01-16

Long Term Rental Loan
Single Family Rental

Property Types 2-4 Units, Condo, Mixed use, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $150,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 8%
Interest Rate Maximum 11.75%
Points Minimum 1st TD 1
Points Maximum 1st TD 3
Terms 30 year, 40 year
Typical Days Required to Fund 20-30 Business days
Credit Score Min 680
Interest Only or Amortized Amortized
Entities Individual, Corp - Corporation, LLC - Limited Liability Corporation, Foreign National, LP - Limited Partnership, Trust
Cross Collateralize Blanket Yes
Lien Position 1st, 2nd
Max Points Charge by Broker 3.5
Prepayment Penalty 1 year, 5,4,3,2,1
Intended Occupancy Tenant, Vacant
Fixed or Adjustable Fixed
Reserve Requirement None
Updated as of 2024-01-16

Construction Loan
Ground Up

Property Types Condo, Multi Family, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $200,000
Loan amount Maximum $50,000,000
Interest Rate Minimum 8.75%
Interest Rate Maximum 14.75%
Points Minimum 1st TD 1
Points Maximum 1st TD 2
Terms 18 month
Typical Days Required to Fund 11-15 Business days
Credit Score Min 620
Cross Collateralize Blanket Yes
Lien Position 1st
Prepayment Penalty 6 months
Intended Occupancy Tenant, Owner Occupied Business Purpose
Fixed or Adjustable Fixed
Recourse Recourse
Reserve Requirement 4 months
Updated as of 2024-02-19

Long Term Commercial Loan
Commercial Real Estate

Property Types Automotive, Industrial, Multi Family, Office, Strip Center, Warehouse
Lendding Area NATIONWIDE
Loan amount Minimum $250,000
Loan amount Maximum $1,000,000,000
Interest Rate Minimum 8%
Interest Rate Maximum 12.5%
Points Minimum 1st TD 1
Points Maximum 1st TD 3
Terms 1 year, 30 year, 18 month
Credit Score Min 620
Lien Position 1st
Intended Occupancy Vacant, Tenant, Owner Occupied Business Purpose
Fixed or Adjustable Fixed
Updated as of 2022-01-01

Bridge Loan
Foreclosure Bailout

Property Types 2-4 Units, Cannabis Related, Condo, Mixed use, Multi Family, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $150,000
Loan amount Maximum $2,000,000
Interest Rate Minimum 8.75%
Interest Rate Maximum 14.75%
Terms 6 month
Typical Days Required to Fund 6-10 Business days
Credit Score Min 400
Interest Only or Amortized Interest Only
Fees Underwriting
Cross Collateralize Blanket Yes, No
Lien Position 1st, 2nd
Max Points Charge by Broker 2
Intended Occupancy Tenant, Vacant, Owner Occupied Business Purpose
Fixed or Adjustable Fixed
Recourse Recourse
Reserve Requirement 3 months
Updated as of 2024-02-13

Hard Money Loan
Foreclosure Bailout

Property Types 2-4 Units, Condo, Mixed use, Multi Family, SFR
Lendding Area arizona, california, texas
Loan amount Minimum $150,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 8.75%
Interest Rate Maximum 13%
Points Minimum 1st TD 1
Points Maximum 1st TD 3
Terms 1 year
Typical Days Required to Fund 5 Business days or less
Credit Score Min 500
Interest Only or Amortized Interest Only
Lien Position 1st, 2nd
Max Points Charge by Broker 3
Prepayment Penalty No Prepayment Penalty
Intended Occupancy Tenant, Owner Occupied Business Purpose
Fixed or Adjustable Fixed
Updated as of 2022-01-01

Second Mortgage

Property Types 2-4 Units, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $100,000
Loan amount Maximum $1,000,000
Updated as of 2022-01-01

Bridge Loan
Fix and Flip

Property Types 2-4 Units, Condo, Mixed use, Multi Family, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $150,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 10%
Interest Rate Maximum 13.25%
Points Minimum 1st TD 1
Points Maximum 1st TD 3
Terms 1 year, 18 month
Typical Days Required to Fund 6-10 Business days
Credit Score Min 620
Cross Collateralize Blanket No
Lien Position 1st
Max Points Charge by Broker 3
Prepayment Penalty No Prepayment Penalty
Intended Occupancy Tenant, Vacant
Fixed or Adjustable Fixed
Reserve Requirement None
Updated as of 2022-01-01

Summary of all Guidelines

Loan Types Bridge Loan, Commercial Loan, Construction Loan, DSCR Loan, Hard Money Loan, Rehab Loan
Property Types 2-4 Units, Cannabis Related, Condo, Mixed use, Multi Family, SFR
Lendding Area NATIONWIDE
States Excluded Alaska, South Dakota, Texas
Loan amount Minimum $150,000
Loan amount Maximum $1,000,000,000
Interest Rate Minimum 8.75%
Interest Rate Maximum 14.75%
Points Minimum 1st TD 1
Points Maximum 1st TD 2
Terms 1 year, 1.5 years, 2 years
Credit Score Min 620

Our team is committed to building long-term relationships with our borrowers and providing exceptional customer service. We take the time to understand your goals and objectives, and we strive to help you achieve them. With a successful track record of funding millions of dollars to various projects across the country, you can trust us to deliver results and help you succeed.

If you're looking for reliable, efficient, and transparent private money lending services, you've found the right place. We pride ourselves on being different from traditional lenders and offer flexible, creative and competitive loan options to ensure all our clients meet their financial requirements. Please contact us for more information about our services and how we can help you with your financial needs.

Bull Venture Capital is located in Newport Beach, CA. They offer financing for Bridge Loans, Construction Loans, Hard Money Loans, Commercial Loans, DSCR Loans and Rehab Loans. The property type they primarily lend against is SFR, 2-4 Units, Cannabis Related, Multi Family, Condo and Mixed use. Their minimum loan amount is $150,000. Their maximum loan amount is $1,000,000,000. Maximum duration of 1 year;1.5 years;2 years. Although rates can change they are typically lending at a minimum rate of 8.75%. Maximum interest rate of 14.75%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 2.

These descriptions are limited information and meant for general reference purposes.
2901 W Coast Hwy Suite 200
Newport Beach, 
CA
 92633