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Better Loans & Realty

To help real estate investors, business owners and builders – acquire quick financing. We customize each hard money loan to meet your needs.
Loan Types Bridge Loan, Hard Money Loan
Property Types Assisted Living, Automotive, Cannabis Related, Hospitality, Hotel, Industrial, Land Entitled, Medical office, Mixed use, Multi Family, Office, Place of Worship, Restaurant, Retail, Self-Storage, Senior, SFR, Shopping Center, Special-Use, Strip Center
Lendding Area california
Loan amount Minimum $100,000
Loan amount Maximum $50,000,000
Interest Rate Minimum 8.5%
Interest Rate Maximum 10%
Points Minimum 1st TD 1
Points Maximum 1st TD 4
Terms 2-3 years
Prepayment Penalty 6 months
LTV Bridge 65
LTC Construction 35 or Less
LTV Long Term Rental 65
Interest Only or Amortized Interest Only
Percentage of Budget Financed - Rehab 30
LTC Percentage of Budget Financed 30
NMLS ID 396622

Ester Perez and Joseph Perez – (husband and wife) founded Better Loans & Realty in 2005 with a vision of helping individuals build wealth through our hard money lending programs. With the hope that the more one can accumulate – the more one can give.

We are a private lending company which acts as a conduit to large REIT, pension, hedge funds and Trust Deed investors. We focus on hard money lending in the entire state of California.

Our Mission
To help real estate investors, business owners and builders – acquire quick financing. We customize each hard money loan to meet your needs.

* To our clients; we provide multiple financing options that include 1st, 2nd Trust Deeds and JV arrangements. We strive to have your best interest at heart.

* To investors; we provide an array of Trust Deed Investments suited to meet your diverse needs. We will go to all ends to protect your investment.

* To brokers. We know that you have many choices in the hard money lending space. What sets us apart from other companies? We are a boutique operation, with very little overhead — therefor we provide low point(s), flexible fee structures and quick approvals for your clients. Our documentation process is fast, transparent and you are paid directly through escrow.

We are available by cell or office and you can call / text us after-hours and weekends.

Our broker relationships are very important to us, so your clients will always remain yours. Ethical, open communication and long term relationships with brokers are a top priority.

* To both investors and clients; we believe honest communication and respect go far in creating long-term, trusting relationships. Our core values and guiding principles help us focus on your needs before ours.

Real Estate Broker, CA Dept. of Real Estate, DRE#01383549, NMLS#396622

Better Loanss & Realty is located in La Canada, Ca. They offer financing for Bridge Loans and Hard Money Loans. The property type they primarily lend against is SFR, Assisted Living, Automotive, Cannabis Related, Multi Family, Office, Industrial, Retail, Mixed use, Hospitality, Hotel, Land Entitled, Medical Office, Place of Worship, Restaurant, Self-Storage, Senior, Shopping Center, Special-Use and Strip Center. Their minimum loan amount is $100,000. Their maximum loan amount is $50,000,000. They offer loans for a minimum Term of 6 months. Maximum duration of 2-3 years. Although rates can change they are typically lending at a minimum rate of 8.5%. Maximum interest rate of 10%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 4.

These descriptions are limited information and meant for general reference purposes.
4543 Encinas Dr.
La Canada, 
Ca
 91011