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Accolend

Wall Street Money for Real Estate Investors We lend based on cost. We do not lend on ARV basis. We only finance up to 85% of purchase and up to 100% of rehab. 2nd liens on our transactions are not allowed. Yes, we can cross colaterize existing loans to get higher LTV. Yes, we finance ground up. But previous ground up experience is required.

Construction Loan
Fix & Flip

Property Types 2-4 Units, Condo, Mixed use, Multi Family, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $115,000
Loan amount Maximum $3,000,000
Interest Rate Minimum 10%
Interest Rate Maximum 11%
Terms 2 year
Typical Days Required to Fund 6-10 Business days
Credit Score Min 650
Fees Credit Report
Fixed or Adjustable Fixed
Updated as of 2025-10-31

Long Term Rental Loan
DSCR

Property Types 2-4 Units, Condo, Mixed use, Multi Family, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $150,000
Loan amount Maximum $3,500,000
Interest Rate Minimum 8.25%
Interest Rate Maximum 11%
Terms 30 year
Typical Days Required to Fund 31-40 Business days
Credit Score Min 640
Updated as of 2025-10-31

Bridge Loan
Bridge loan

Property Types 2-4 Units, Condo, Mixed use, Multi Family, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $115,000
Loan amount Maximum $8,000,000
Interest Rate Minimum 9.5%
Interest Rate Maximum 11%
Terms 1 year
Typical Days Required to Fund 11-15 Business days
Credit Score Min 620
Fees Credit Report
Updated as of 2025-10-31

Construction Loan
Ground-Up

Property Types 2-4 Units, Condo, Land Entitled, Mixed use, Multi Family, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $300,000
Loan amount Maximum $8,000,000
Interest Rate Minimum 10.5%
Interest Rate Maximum 11%
Terms 2 year
Typical Days Required to Fund 11-15 Business days
Credit Score Min 650
Fees Credit Report
Updated as of 2025-10-31

Summary of all Guidelines

Loan Types Bridge Loan, DSCR Loan, Hard Money Loan
Property Types 2-4 Units, Multi Family, SFR
States Excluded Arizona, Idaho, Minnesota, Nevada, North Dakota, Oregon, South Dakota, Utah
Loan amount Minimum $150,000
Loan amount Maximum $15,000,000
Terms 1 year
Credit Score Min 620
LTV Bridge 75
LTC Construction 100
ARV Rehab & Construction 65
LTC Rehab 100
LTV Long Term Rental 80
Personal Guarantee /Recourse Required Personal Guarantee Required / Recourse

Accolend is located in Paramus, NJ. They offer financing for Bridge Loans, Hard Money Loans and DSCR Loans. The property type they primarily lend against is Multi Family, SFR and 2-4 Units. Their minimum loan amount is $150,000. Their maximum loan amount is $15,000,000. Maximum duration of 1 year. Points charged are deal specific, but historically have charged a minimum of 0.

These descriptions are limited information and meant for general reference purposes.
210 Route 4 East, Suite 103
Paramus, 
NJ
 07652