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Personal guarantees are required unless they choose the non-recourse option in the fix-n-flip, bridge, or new construction loans – borrowers only qualify for the non-recourse option if they have at least 5 deals in the last 3 years.

Loans for builders with shovel-ready lots or teardown projects. Spec houses or model homes, infill, teardown, or subdivisions.

>> New Construction:
Increase Lot LTC from 60% to 65%
Increased LTARV from 65% to 70%
Continuing to fund 100% of vertical construction costs.