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Commercial Real Estate Loans
•Loans up to $2.5 MM
•$100,000 minimum loan
•First liens only

LTV And Valuation
•Up to 50% LTV
•Appraisals required on loans greater than •$250,000 (appraisal can come after close of escrow for fast closing)
At these rates, we will be conservative on valuations. We will consider slightly higher LTVs at slightly higher rates.

Your Best Properties for Our Best Rates These are 2-year step loans.
•Year 1 – 8.99%
•Year 2 – 9.99%
•LTV 50%

Property Types
Class “A” properties in select California Coastal markets, Commercial and NOO residential properties:
•Non-Owner Occupied Residential
We will make some exceptions, especially if the property is owner occupied commercial.