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Long Term Commercial Loan
Long-Term Commercial Loan
Program #LG269

American Financial

Summary of all Guidelines

Loan TypesCommercial Loan
Property TypesIndustrial, Medical Office, Multi Family, Office, Retail, Warehouse
Lendding AreaNATIONWIDE
Loan amount Minimum $100,000
Loan amount Maximum $25,000,000
Terms 30 year
Interest Only or AmortizedAmortized and Interest Only Options available
Lien Position1st
RecourseRecourse and Non Recourse available
General Pricing or Guideline info - SBA Loans: up to 90% LTV - General Office Space: 75% – 85% LTV - Veterinarian / Medical: 75% – 85% LTV - Light Industrial: 75% – 85% LTV - Warehouse: 65% – 75% LTV - Church / Non-Profits: 65% – 75% LTV - 5/1, 7/1, 10/1 ARMS - Many commercial loans have pre-payment penalties, often up to 5 years. Our investors offer options to buy down or buy out the penalty, giving you flexibility. - The most popular commercial loan programs we offer are on multi-family, office, retail and industrial properties. - The most requested loan program is our Interest-Only Option.
Updated as of2023-10-04

- SBA Loanss: up to 90% LTV
- General Office Space: 75% – 85% LTV
- Veterinarian / Medical: 75% – 85% LTV
- Light Industrial: 75% – 85% LTV
- Warehouse: 65% – 75% LTV
- Church / Non-Profits: 65% – 75% LTV
- 5/1, 7/1, 10/1 ARMS
- Many commercial loans have pre-payment penalties, often up to 5 years. Our investors offer options to buy down or buy out the penalty, giving you flexibility.
- The most popular commercial loan programs we offer are on multi-family, office, retail and industrial properties.
- The most requested loan program is our Interest-Only Option.

These descriptions are limited information and meant for general reference purposes.