Skip to content
logo
Search
Close this search box.
(800)865-9011

Finance of America Commercial, Previously Roc Capital LLC

Rehab Loan
Fix & Flip Loans

Property Types 2-4 Units, Multi Family, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $50,000
Loan amount Maximum $5,000,000
Terms 1 year, 18 month
Lien Position 1st
Program Code LG500

Long Term Rental Loan
Single Rental Loans

Property Types 2-4 Units, Multi Family, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $75,000
Loan amount Maximum $2,500,000
Interest Rate Minimum 7.25%
Interest Rate Maximum 12%
Points Minimum 1st TD 1
Points Maximum 1st TD 2
Terms 5 / 6 month ARM, 7 / 6 month ARM, 10 / 6 month ARM, 30 year
Credit Score Min 660
Lien Position 1st
Program Code LG499

Bridge Loan
Residential Stabalized Bridge

Property Types 2-4 Units, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $75,000
Loan amount Maximum $1,500,000
Interest Rate Minimum 9.75%
Interest Rate Maximum 12%
Points Minimum 1st TD 1
Points Maximum 1st TD 2
Terms 1 year, 18 month
Credit Score Min 660
Lien Position 1st
Recourse Recourse and Non Recourse available
Program Code LG503

Bridge Loan
Multifamily Bridge

Property Types Multi Family
Lendding Area NATIONWIDE
Loan amount Minimum $500,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 7.25%
Interest Rate Maximum 12%
Points Minimum 1st TD 1
Points Maximum 1st TD 2
Terms 1 year, 18 month, 2 year
Credit Score Min 680
Lien Position 1st
Recourse Recourse and Non Recourse available
Program Code LG502

Rehab Loan
Fix & Flip Loans

Property Types 2-4 Units, Multi Family, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $50,000
Loan amount Maximum $5,000,000
Terms 1 year, 18 month
Lien Position 1st
Recourse Recourse
Program Code LG501

Bridge Loan
Residential Stabalized Bridge

Property Types 2-4 Units, SFR
Lendding Area NATIONWIDE
Loan amount Minimum $75,000
Loan amount Maximum $1,500,000
Interest Rate Minimum 9.75%
Interest Rate Maximum 12%
Points Minimum 1st TD 1
Points Maximum 1st TD 2
Terms 1 year, 18 month
Credit Score Min 660
Lien Position 1st
Recourse Recourse and Non Recourse available
Program Code LG504

Summary of all Guidelines

Loan Types Private Money
Property Types 2-4 Units, Multi Family, SFR
Lendding Area alaska, arkansas, california, colorado, connecticut, delaware, florida, georgia, hawaii, idaho, illinois, indiana, iowa, kansas, kentucky, louisiana, maine, maryland, massachusetts, mississippi, montana, nebraska, new-hampshire, new-jersey, new-mexico, north-carolina, oregon, rhode-island, south-carolina, tennessee, texas, washington
States Excluded Maine, North Dakota, South Dakota, Utah, Vermont
Loan amount Minimum $50,000
Loan amount Maximum $5,000,000
Interest Rate Minimum 7.25%
Interest Rate Maximum 12%
Points Minimum 1st TD 1
Points Maximum 1st TD 2
Terms 30 years
LTC Construction 90
ARV Rehab & Construction 70
LTC Rehab 100
LTV Long Term Rental 80
Land LTV & LTC with development 75
Percentage of Budget Financed - Rehab 100
LTC Percentage of Budget Financed 100

Finance of America Commercial, Previously Roc Capital LLC is located in New York, New York. They offer financing for Private Money. The property type they primarily lend against is Multi Family, SFR and 2-4 Units. Their minimum loan amount is $50,000. Their maximum loan amount is $5,000,000. They offer loans for a minimum Term of 1 year. Maximum duration of 30 years. Although rates can change they are typically lending at a minimum rate of 7.25%. Maximum interest rate of 12%. Points charged are deal specific, but historically have charged a minimum of 1. Maximum points charged are 2.

These descriptions are limited information and meant for general reference purposes.
645 Madison Avenue, 19th Floor
New York, 
New York
 10022
©2024 Finance of America Commercial is part of the Roc360 family of companies. A Roc360 affiliate is licensed as a California Finance Lender under Department of Financial Protection and Innovation 60DBO-69051, Arizona Commercial Mortgage Banker License 1002735, Florida Mortgage Lender Servicer License MLD1778, Nevada Mortgage Company (License #5100), North Carolina Loan Broker Registration Filing 315, West Virginia State Tax Department, Account #2410-0931. NMLS Company ID 1804080. *Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc. All rights reserved. Equal housing lender.